This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 533 complaints

Blitt and Gaines, P.C. — Debt Collector Complaint Profile

CFPB complaint profile across 16 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Blitt and Gaines, P.C.

complaints
Source CFPB Consumer Complaint Database
D

Grade D · 55.0/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

What do CFPB complaints reveal about Blitt and Gaines, P.C.?

Blitt and Gaines, P.C. has accumulated 533 total CFPB complaints across 16 states, with 109 filed in the most recent 12 months against 424 historical complaints before that window. The trailing-12-month volume represents 20.5% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Sued you without properly notifying you of lawsuit", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 98% timely-response rate against a 25% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 16 states, led by Illinois with 326 and Missouri with 72, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 55.0/100 places Blitt and Gaines, P.C. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

533

All-time across CCDB intake

Last 12 months

109

20.5% of total history

Stable →

States active

16

Distinct state filings

Timely response rate

98%

Within CFPB SLA window

Consumer disputes

25%

After company response

Reputation grade

D

55.0/100 composite

Response-quality profile

How Blitt and Gaines, P.C. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 98.5%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 50.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 28.6%

Share of US states + territories with at least one filed complaint against this collector.

How does Blitt and Gaines, P.C. compare to its peers?

How does Blitt and Gaines, P.C. compare? Versus a peer and the national average across 60+ high-volume collectors
Blitt and Gaines, P.C. National average
Complaints (last 12 mo)lower is better
109
22,938
250
Timely-response ratehigher is better
98%
100%
91%
Consumer-dispute ratelower is better
25%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2024-04 2026-03

Top Consumer Issues

Took or threatened to take negative or legal action91 (%)
False statements or representation74 (%)
Written notification about debt84 (%)
Attempts to collect debt not owed124 (%)
Disclosure verification of debt15 (%)

Most common issue: Took or threatened to take negative or legal action — Sued you without properly notifying you of lawsuit

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit 67
False statements or representation Attempted to collect wrong amount 58
Written notification about debt Didn't receive enough information to verify debt 56
Attempts to collect debt not owed Debt was result of identity theft 54
Attempts to collect debt not owed Debt is not yours 46
Written notification about debt Didn't receive notice of right to dispute 28
Attempts to collect debt not owed Debt was paid 24
Took or threatened to take negative or legal action Threatened to sue you for very old debt 24
False statements or representation Impersonated attorney, law enforcement, or government official 16
Disclosure verification of debt Not given enough info to verify debt 15

Where do complaints against Blitt and Gaines, P.C. come from?

The states where consumers have filed the most CFPB complaints against Blitt and Gaines, P.C.. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Blitt and Gaines, P.C.

Across 16 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Blitt and Gaines, P.C.?

The most common issue consumers report about Blitt and Gaines, P.C. is "Took or threatened to take negative or legal action", specifically "Sued you without properly notifying you of lawsuit". This is based on 533 complaints filed with the CFPB.

Are complaints against Blitt and Gaines, P.C. increasing or decreasing?

Complaints against Blitt and Gaines, P.C. have been stable. The company received 109 complaints in the last 12 months.

What is Blitt and Gaines, P.C.'s reputation grade?

Blitt and Gaines, P.C. has a reputation grade of D (score: 55.0/100). This collector has a poor complaint record with above-average complaints and below-average response rates.

Does Blitt and Gaines, P.C. respond to consumer complaints?

Blitt and Gaines, P.C. has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 25% of cases.

In how many states does Blitt and Gaines, P.C. operate?

Blitt and Gaines, P.C. has received CFPB complaints from consumers in 16 states, with the most complaints from Illinois (326 complaints).

What can I do if Blitt and Gaines, P.C. is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Blitt and Gaines, P.C. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial