This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 565 complaints

Blitt and Gaines, P.C. - Debt Collector Complaint Profile

CFPB complaint profile across 18 states, reputation grade D.

Complaints by issue type

What consumers report about Blitt and Gaines, P.C.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 55.0/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Blitt and Gaines, P.C. ranks ahead of 25% of the 5,283 collectors PlainCollector grades - 75% keep a cleaner CFPB record, on 565 all-time complaints and a 98% timely-response rate.

25th pct
reputation rank of 5,283 graded collectors
565
CFPB complaints, all-time
98%
answered inside the CFPB window
109
in the last 12 months (stable)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Blitt and Gaines, P.C.?

Blitt and Gaines, P.C. has accumulated 565 total CFPB complaints across 18 states, with 109 filed in the most recent 12 months against 456 historical complaints before that window. The trailing-12-month volume represents 19.3% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Sued you without properly notifying you of lawsuit". The company posts a 98% timely-response rate against a 25% consumer-dispute-after-response rate.

Complaints have been recorded across 18 states, led by Illinois with 339 and Missouri with 71. Normalized against the full CFPB collector database, the reputation score of 55.0/100 places Blitt and Gaines, P.C. in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

565

mid-volume (CCDB)

Last 12 months

109

19.3% of all-time complaints

Stable →

States active

18

regional footprint

Timely response rate

98%

excellent band

Consumer disputes

25%

elevated (vertical avg ~19%)

Reputation grade

D

55.0/100 composite

How does Blitt and Gaines, P.C.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

55 Bottom 25% higher than 25% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Blitt and Gaines, P.C. versus the debt-collection vertical average.

Timely response within SLA 98.5%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 25.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 32.1%

Share of US states + territories with at least one filed complaint against this collector.

How does Blitt and Gaines, P.C. compare to its peers?

How does Blitt and Gaines, P.C. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Blitt and Gaines, P.C. National average
Complaints (last 12 mo)lower is better
109
97
268
Timely-response ratehigher is better
98%
100%
91%
Consumer-dispute ratelower is better
25%
13%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-01 2019-07

Issue Detail Breakdown

Issue Sub-Issue Complaints
Took or threatened to take negative or legal action - 146
Attempts to collect debt not owed - 142
Written notification about debt - 93
False statements or representation - 90
Cont'd attempts collect debt not owed - 24
Communication tactics - 18
Disclosure verification of debt - 17
Taking/threatening an illegal action - 17
Threatened to contact someone or share information improperly - 12
Improper contact or sharing of info - 4

Where do complaints against Blitt and Gaines, P.C. come from?

Blitt and Gaines, P.C.'s own per-state count, not a national baseline.

Top states by complaints against Blitt and Gaines, P.C.

Across 18 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Blitt and Gaines, P.C. contacts you

A grade of D signals how Blitt and Gaines, P.C.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Blitt and Gaines, P.C. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Blitt and Gaines, P.C. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Blitt and Gaines, P.C.? ▼

The most common issue consumers report about Blitt and Gaines, P.C. is "Took or threatened to take negative or legal action", specifically "Sued you without properly notifying you of lawsuit". This is based on 565 complaints filed with the CFPB.

Are complaints against Blitt and Gaines, P.C. increasing or decreasing? ▼

Complaints against Blitt and Gaines, P.C. have been stable. The company received 109 complaints in the last 12 months.

What is Blitt and Gaines, P.C.'s reputation grade? ▼

Blitt and Gaines, P.C. has a reputation grade of D (score: 55.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Blitt and Gaines, P.C. respond to consumer complaints? ▼

Blitt and Gaines, P.C. has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 25% of cases.

In how many states does Blitt and Gaines, P.C. operate? ▼

Blitt and Gaines, P.C. has received CFPB complaints from consumers in 18 states, with the most complaints from Illinois (339 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.