This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade A 2 complaints

BG Lenders Service LLC - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade A.

Complaints by issue type

What consumers report about BG Lenders Service LLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

A

Grade A · 97.9/100 composite

This collector has an excellent complaint record, very few complaints relative to its size, with high response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of A: BG Lenders Service LLC ranks ahead of 99% of the 5,283 collectors PlainCollector grades - 1% keep a cleaner CFPB record, on 2 all-time complaints and a 100% timely-response rate.

99th pct
reputation rank of 5,283 graded collectors
2
CFPB complaints, all-time
100%
answered inside the CFPB window
1
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about BG Lenders Service LLC?

BG Lenders Service LLC has accumulated 2 total CFPB complaints across 2 states, with 1 filed in the most recent 12 months against 1 historical complaints before that window. The trailing-12-month volume represents 50.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Talked to a third party about my debt". The company posts a 100% timely-response rate against a 0% consumer-dispute-after-response rate.

Complaints have been recorded across 2 states, led by Maryland with 1 and New York with 1. Normalized against the full CFPB collector database, the reputation score of 97.9/100 places BG Lenders Service LLC in grade band A.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

2

low-volume (CCDB)

Last 12 months

1

50.0% of all-time complaints

Rising ↑

States active

2

limited footprint

Timely response rate

100%

excellent band

Consumer disputes

0%

low (vertical avg ~19%)

Reputation grade

A

97.9/100 composite

How does BG Lenders Service LLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

98 Top 1% higher than 99% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). Below this entry. 60–70: 1,364 graded collectors (26%). Below this entry. 70–80: 871 graded collectors (16%). Below this entry. 80–90: 660 graded collectors (12%). Below this entry. 90–100: 144 graded collectors (3%). This entry sits in this band. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

BG Lenders Service LLC versus the debt-collection vertical average.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 0.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 3.6%

Share of US states + territories with at least one filed complaint against this collector.

How does BG Lenders Service LLC compare to its peers?

How does BG Lenders Service LLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
BG Lenders Service LLC National average
Complaints (last 12 mo)lower is better
1
2
268
Timely-response ratehigher is better
100%
0%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2020-09 2023-08

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 1
Improper contact or sharing of info - 1

Where do complaints against BG Lenders Service LLC come from?

BG Lenders Service LLC's own per-state count, not a national baseline.

Top states by complaints against BG Lenders Service LLC

Across 2 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if BG Lenders Service LLC contacts you

A grade of A signals how BG Lenders Service LLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really BG Lenders Service LLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how BG Lenders Service LLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against BG Lenders Service LLC? ▼

The most common issue consumers report about BG Lenders Service LLC is "Attempts to collect debt not owed", specifically "Talked to a third party about my debt". This is based on 2 complaints filed with the CFPB.

Are complaints against BG Lenders Service LLC increasing or decreasing? ▼

Complaints against BG Lenders Service LLC are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is BG Lenders Service LLC's reputation grade? ▼

BG Lenders Service LLC has a reputation grade of A (score: 97.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does BG Lenders Service LLC respond to consumer complaints? ▼

BG Lenders Service LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does BG Lenders Service LLC operate? ▼

BG Lenders Service LLC has received CFPB complaints from consumers in 2 states, with the most complaints from Maryland (1 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.