This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 2 complaints

Betz-Mitchell Associates, Inc. — Debt Collector Complaint Profile

CFPB complaint profile across 2 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Betz-Mitchell Associates, Inc.

complaints
Source CFPB Consumer Complaint Database
C

Grade C · 61.1/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

What do CFPB complaints reveal about Betz-Mitchell Associates, Inc.?

Betz-Mitchell Associates, Inc. has accumulated 2 total CFPB complaints across 2 states, with 0 filed in the most recent 12 months against 2 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 50% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 2 states, led by California with 1 and New York with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 61.1/100 places Betz-Mitchell Associates, Inc. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

2

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Stable →

States active

2

Distinct state filings

Timely response rate

50%

Within CFPB SLA window

Reputation grade

C

61.1/100 composite

Response-quality profile

How Betz-Mitchell Associates, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 50.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 3.6%

Share of US states + territories with at least one filed complaint against this collector.

How does Betz-Mitchell Associates, Inc. compare to its peers?

How does Betz-Mitchell Associates, Inc. compare? Versus a peer and the national average across 60+ high-volume collectors
Betz-Mitchell Associat… National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
50%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2017-09 2018-10

Top Consumer Issues

Attempts to collect debt not owed2 (%)

Most common issue: Attempts to collect debt not owed — Debt is not yours

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed Debt is not yours 1
Attempts to collect debt not owed Debt was paid 1

Where do complaints against Betz-Mitchell Associates, Inc. come from?

The states where consumers have filed the most CFPB complaints against Betz-Mitchell Associates, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Betz-Mitchell Associates, Inc.

Across 2 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Betz-Mitchell Associates, Inc.?

The most common issue consumers report about Betz-Mitchell Associates, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 2 complaints filed with the CFPB.

Are complaints against Betz-Mitchell Associates, Inc. increasing or decreasing?

Complaints against Betz-Mitchell Associates, Inc. have been stable. The company received 0 complaints in the last 12 months.

What is Betz-Mitchell Associates, Inc.'s reputation grade?

Betz-Mitchell Associates, Inc. has a reputation grade of C (score: 61.1/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.

Does Betz-Mitchell Associates, Inc. respond to consumer complaints?

Betz-Mitchell Associates, Inc. has a 50% timely response rate to CFPB complaints.

In how many states does Betz-Mitchell Associates, Inc. operate?

Betz-Mitchell Associates, Inc. has received CFPB complaints from consumers in 2 states, with the most complaints from California (1 complaints).

What can I do if Betz-Mitchell Associates, Inc. is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Betz-Mitchell Associates, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial