Total CFPB complaints
22
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 22 complaints
BELMONT FINANCE LLC — Debt Collector Complaint Profile
CFPB complaint profile across 13 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about BELMONT FINANCE LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
7 complaints
- False statements or representation
False statements or representation
6 complaints
- Written notification about debt
Written notification about debt
6 complaints
- Took or threatened to take negative or legal action 2
Took or threatened to take negative or legal action
2 complaints
- Unauthorized withdrawals or charges 1
Unauthorized withdrawals or charges
1 complaints
C
Grade C · 60.7/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about BELMONT FINANCE LLC?
BELMONT FINANCE LLC has accumulated 22 total CFPB complaints across 13 states, with 4 filed in the most recent 12 months against 18 historical complaints before that window. The trailing-12-month volume represents 18.2% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Attempted to collect wrong amount", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 13 states, led by North Carolina with 7 and Texas with 3, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 60.7/100 places BELMONT FINANCE LLC in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
4
18.2% of total history
Falling ↓
States active
13
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
C
60.7/100 composite
Response-quality profile
How BELMONT FINANCE LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 23.2%
Share of US states + territories with at least one filed complaint against this collector.
How does BELMONT FINANCE LLC compare to its peers?
BELMONT FINANCE LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2018-11 2026-01
Top Consumer Issues
False statements or representation6 (%)
Written notification about debt6 (%)
Attempts to collect debt not owed7 (%)
Took or threatened to take negative or legal action2 (%)
Unauthorized withdrawals or charges1 (%)
Most common issue: False statements or representation — Attempted to collect wrong amount
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| False statements or representation | Attempted to collect wrong amount | 6 |
| Written notification about debt | Didn't receive notice of right to dispute | 4 |
| Attempts to collect debt not owed | Debt was result of identity theft | 3 |
| Attempts to collect debt not owed | Debt is not yours | 3 |
| Written notification about debt | Didn't receive enough information to verify debt | 2 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 1 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 1 |
| Unauthorized withdrawals or charges | — | 1 |
| Attempts to collect debt not owed | Debt was paid | 1 |
Where do complaints against BELMONT FINANCE LLC come from?
The states where consumers have filed the most CFPB complaints against BELMONT FINANCE LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against BELMONT FINANCE LLC
Across 13 states with at least one filing
- North Carolina
North Carolina
7 complaints
- Texas
Texas
3 complaints
- Alabama 2
Alabama
2 complaints
- New Jersey 1
New Jersey
1 complaints
- South Carolina 1
South Carolina
1 complaints
- California 1
California
1 complaints
- Connecticut 1
Connecticut
1 complaints
- Tennessee 1
Tennessee
1 complaints
Frequently Asked Questions
What is the most common complaint against BELMONT FINANCE LLC? ▼
The most common issue consumers report about BELMONT FINANCE LLC is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 22 complaints filed with the CFPB.
Are complaints against BELMONT FINANCE LLC increasing or decreasing? ▼
Complaints against BELMONT FINANCE LLC are falling. The company received 4 complaints in the last 12 months, showing improvement over prior periods.
What is BELMONT FINANCE LLC's reputation grade? ▼
BELMONT FINANCE LLC has a reputation grade of C (score: 60.7/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does BELMONT FINANCE LLC respond to consumer complaints? ▼
BELMONT FINANCE LLC has a 100% timely response rate to CFPB complaints.
In how many states does BELMONT FINANCE LLC operate? ▼
BELMONT FINANCE LLC has received CFPB complaints from consumers in 13 states, with the most complaints from North Carolina (7 complaints).
What can I do if BELMONT FINANCE LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If BELMONT FINANCE LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |