This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 85 complaints

Ballybunion Enterprises, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 30 states, reputation grade D.

Complaints by issue type

What consumers report about Ballybunion Enterprises, Inc

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 55.4/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Ballybunion Enterprises, Inc ranks ahead of 26% of the 5,283 collectors PlainCollector grades - 74% keep a cleaner CFPB record, on 85 all-time complaints and a 88% timely-response rate.

26th pct
reputation rank of 5,283 graded collectors
85
CFPB complaints, all-time
88%
answered inside the CFPB window
6
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Ballybunion Enterprises, Inc?

Ballybunion Enterprises, Inc has accumulated 85 total CFPB complaints across 30 states, with 6 filed in the most recent 12 months against 79 historical complaints before that window. The trailing-12-month volume represents 7.1% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt was result of identity theft". The company posts a 88% timely-response rate against a 28% consumer-dispute-after-response rate.

Complaints have been recorded across 30 states, led by California with 12 and Florida with 9. Normalized against the full CFPB collector database, the reputation score of 55.4/100 places Ballybunion Enterprises, Inc in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

85

low-volume (CCDB)

Last 12 months

6

7.1% of all-time complaints

Falling ↓

States active

30

multi-region footprint

Timely response rate

88%

acceptable band

Consumer disputes

28%

elevated (vertical avg ~19%)

Reputation grade

D

55.4/100 composite

How does Ballybunion Enterprises, Inc's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

55 26th percentile higher than 26% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Ballybunion Enterprises, Inc versus the debt-collection vertical average.

Timely response within SLA 87.8%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 28.1%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 53.6%

Share of US states + territories with at least one filed complaint against this collector.

How does Ballybunion Enterprises, Inc compare to its peers?

How does Ballybunion Enterprises, Inc compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Ballybunion Enterprise… National average
Complaints (last 12 mo)lower is better
6
0
268
Timely-response ratehigher is better
88%
98%
91%
Consumer-dispute ratelower is better
28%
18%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-08 2023-06

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 20
Took or threatened to take negative or legal action - 17
Taking/threatening an illegal action - 14
Written notification about debt - 10
False statements or representation - 8
Communication tactics - 4
Cont'd attempts collect debt not owed - 4
Improper contact or sharing of info - 4
Disclosure verification of debt - 3
Threatened to contact someone or share information improperly - 1

Where do complaints against Ballybunion Enterprises, Inc come from?

Ballybunion Enterprises, Inc's own per-state count, not a national baseline.

Top states by complaints against Ballybunion Enterprises, Inc

Across 30 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Ballybunion Enterprises, Inc contacts you

A grade of D signals how Ballybunion Enterprises, Inc's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Ballybunion Enterprises, Inc and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Ballybunion Enterprises, Inc ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Ballybunion Enterprises, Inc? ▼

The most common issue consumers report about Ballybunion Enterprises, Inc is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 85 complaints filed with the CFPB.

Are complaints against Ballybunion Enterprises, Inc increasing or decreasing? ▼

Complaints against Ballybunion Enterprises, Inc are falling. The company received 6 complaints in the last 12 months, showing improvement over prior periods.

What is Ballybunion Enterprises, Inc's reputation grade? ▼

Ballybunion Enterprises, Inc has a reputation grade of D (score: 55.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Ballybunion Enterprises, Inc respond to consumer complaints? ▼

Ballybunion Enterprises, Inc has a 88% timely response rate to CFPB complaints. Consumers disputed the company's response in 28% of cases.

In how many states does Ballybunion Enterprises, Inc operate? ▼

Ballybunion Enterprises, Inc has received CFPB complaints from consumers in 30 states, with the most complaints from California (12 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.