This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 629 complaints

Avante - Debt Collector Complaint Profile

CFPB complaint profile across 42 states, reputation grade D.

Complaints by issue type

What consumers report about Avante

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 58.2/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Avante ranks ahead of 36% of the 5,283 collectors PlainCollector grades - 64% keep a cleaner CFPB record, on 629 all-time complaints and a 96% timely-response rate.

36th pct
reputation rank of 5,283 graded collectors
629
CFPB complaints, all-time
96%
answered inside the CFPB window
94
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Avante?

Avante has accumulated 629 total CFPB complaints across 42 states, with 94 filed in the most recent 12 months against 535 historical complaints before that window. The trailing-12-month volume represents 14.9% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 96% timely-response rate against a 8% consumer-dispute-after-response rate.

Complaints have been recorded across 42 states, led by Florida with 181 and Texas with 99. Normalized against the full CFPB collector database, the reputation score of 58.2/100 places Avante in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

629

mid-volume (CCDB)

Last 12 months

94

14.9% of all-time complaints

Falling ↓

States active

42

multi-region footprint

Timely response rate

96%

excellent band

Consumer disputes

8%

low (vertical avg ~19%)

Reputation grade

D

58.2/100 composite

How does Avante's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

58 36th percentile higher than 36% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Avante versus the debt-collection vertical average.

Timely response within SLA 95.5%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 7.5%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 75.0%

Share of US states + territories with at least one filed complaint against this collector.

How does Avante compare to its peers?

How does AVANTE compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
AVANTE National average
Complaints (last 12 mo)lower is better
94
319
268
Timely-response ratehigher is better
96%
99%
91%
Consumer-dispute ratelower is better
8%
13%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 263
Written notification about debt - 150
False statements or representation - 60
Took or threatened to take negative or legal action - 49
Cont'd attempts collect debt not owed - 44
Communication tactics - 28
Disclosure verification of debt - 17
Threatened to contact someone or share information improperly - 13
Electronic communications - 3
Improper contact or sharing of info - 2

Where do complaints against Avante come from?

Avante's own per-state count, not a national baseline.

Top states by complaints against Avante

Across 42 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Avante contacts you

A grade of D signals how Avante's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Avante and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Avante ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Avante? ▼

The most common issue consumers report about Avante is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 629 complaints filed with the CFPB.

Are complaints against Avante increasing or decreasing? ▼

Complaints against Avante are falling. The company received 94 complaints in the last 12 months, showing improvement over prior periods.

What is Avante's reputation grade? ▼

Avante has a reputation grade of D (score: 58.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Avante respond to consumer complaints? ▼

Avante has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 8% of cases.

In how many states does Avante operate? ▼

Avante has received CFPB complaints from consumers in 42 states, with the most complaints from Florida (181 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.