Total CFPB complaints
84
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 84 complaints
Avant Credit Corporation — Debt Collector Complaint Profile
CFPB complaint profile across 29 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Avant Credit Corporation
- Attempts to collect debt not owed
Attempts to collect debt not owed
29 complaints
- Cont'd attempts collect debt not owed 10
Cont'd attempts collect debt not owed
10 complaints
- Written notification about debt 8
Written notification about debt
8 complaints
- False statements or representation 8
False statements or representation
8 complaints
- Disclosure verification of debt 5
Disclosure verification of debt
5 complaints
- Communication tactics 3
Communication tactics
3 complaints
C
Grade C · 60.3/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Avant Credit Corporation?
Avant Credit Corporation has accumulated 84 total CFPB complaints across 29 states, with 0 filed in the most recent 12 months against 84 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt was result of identity theft", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 99% timely-response rate against a 23% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 29 states, led by California with 17 and Texas with 10, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 60.3/100 places Avant Credit Corporation in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
29
Distinct state filings
Timely response rate
99%
Within CFPB SLA window
Consumer disputes
23%
After company response
Reputation grade
C
60.3/100 composite
Response-quality profile
How Avant Credit Corporation performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 98.8%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 46.7%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 51.8%
Share of US states + territories with at least one filed complaint against this collector.
How does Avant Credit Corporation compare to its peers?
Avant Credit Corporati… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2018-10 2021-01
Top Consumer Issues
Attempts to collect debt not owed29 (%)
Written notification about debt8 (%)
False statements or representation8 (%)
Disclosure verification of debt5 (%)
Cont'd attempts collect debt not owed10 (%)
Communication tactics3 (%)
Most common issue: Attempts to collect debt not owed — Debt was result of identity theft
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt was result of identity theft | 11 |
| Attempts to collect debt not owed | Debt is not yours | 10 |
| Written notification about debt | Didn't receive enough information to verify debt | 8 |
| False statements or representation | Attempted to collect wrong amount | 8 |
| Attempts to collect debt not owed | Debt was paid | 8 |
| Disclosure verification of debt | Not given enough info to verify debt | 5 |
| Cont'd attempts collect debt not owed | Debt resulted from identity theft | 4 |
| Communication tactics | Frequent or repeated calls | 3 |
| Cont'd attempts collect debt not owed | Debt was paid | 3 |
| Cont'd attempts collect debt not owed | Debt is not mine | 3 |
Where do complaints against Avant Credit Corporation come from?
The states where consumers have filed the most CFPB complaints against Avant Credit Corporation. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Avant Credit Corporation
Across 29 states with at least one filing
- California
California
17 complaints
- Texas
Texas
10 complaints
- Illinois
Illinois
9 complaints
- Georgia
Georgia
7 complaints
- North Carolina 3
North Carolina
3 complaints
- Louisiana 3
Louisiana
3 complaints
- Virginia 3
Virginia
3 complaints
- Pennsylvania 3
Pennsylvania
3 complaints
Frequently Asked Questions
What is the most common complaint against Avant Credit Corporation? ▼
The most common issue consumers report about Avant Credit Corporation is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 84 complaints filed with the CFPB.
Are complaints against Avant Credit Corporation increasing or decreasing? ▼
Complaints against Avant Credit Corporation have been stable. The company received 0 complaints in the last 12 months.
What is Avant Credit Corporation's reputation grade? ▼
Avant Credit Corporation has a reputation grade of C (score: 60.3/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Avant Credit Corporation respond to consumer complaints? ▼
Avant Credit Corporation has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 23% of cases.
In how many states does Avant Credit Corporation operate? ▼
Avant Credit Corporation has received CFPB complaints from consumers in 29 states, with the most complaints from California (17 complaints).
What can I do if Avant Credit Corporation is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Avant Credit Corporation violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |