This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade null 13 complaints

Auto Credit Corporation of Jonesboro, iNC. - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade null.

Complaints by issue type

What consumers report about Auto Credit Corporation of Jonesboro, iNC.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

Grade

This collector has an average complaint record with moderate complaint volumes and typical response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

Auto Credit Corporation of Jonesboro, iNC. carries a reputation grade of null, derived from 13 CFPB complaints, its response behavior, and dispute profile across 7 states.

Grade null
PlainCollector reputation grade (A–F)
13
CFPB complaints, all-time
7
states with filed complaints
13
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Auto Credit Corporation of Jonesboro, iNC.?

Auto Credit Corporation of Jonesboro, iNC. has accumulated 13 total CFPB complaints across 7 states, with 13 filed in the most recent 12 months against 0 historical complaints before that window. The trailing-12-month volume represents 100.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action". Response-rate data has not been published for Auto Credit Corporation of Jonesboro, iNC..

Complaints have been recorded across 7 states, led by Texas with 4 and Arizona with 3. Auto Credit Corporation of Jonesboro, iNC. carries a grade of null derived from its complaint mix, response behavior, and dispute profile.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

13

low-volume (CCDB)

Last 12 months

13

100.0% of all-time complaints

Rising ↑

States active

7

regional footprint

Reputation grade

-

issue-mix derived

How does Auto Credit Corporation of Jonesboro, iNC. compare to its peers?

How does Auto Credit Corporation of Jonesboro, iNC. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Auto Credit Corporatio… National average
Complaints (last 12 mo)lower is better
13
11
268
Timely-response ratehigher is better
0%
100%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-11 2025-10

Issue Detail Breakdown

Issue Sub-Issue Complaints
Took or threatened to take negative or legal action - 12
Written notification about debt - 1

Where do complaints against Auto Credit Corporation of Jonesboro, iNC. come from?

Auto Credit Corporation of Jonesboro, iNC.'s own per-state count, not a national baseline.

Top states by complaints against Auto Credit Corporation of Jonesboro, iNC.

Across 7 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Auto Credit Corporation of Jonesboro, iNC. contacts you

A grade of null signals how Auto Credit Corporation of Jonesboro, iNC.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Auto Credit Corporation of Jonesboro, iNC. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Auto Credit Corporation of Jonesboro, iNC. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Auto Credit Corporation of Jonesboro, iNC.? ▼

The most common issue consumers report about Auto Credit Corporation of Jonesboro, iNC. is "Took or threatened to take negative or legal action". This is based on 13 complaints filed with the CFPB.

Are complaints against Auto Credit Corporation of Jonesboro, iNC. increasing or decreasing? ▼

Complaints against Auto Credit Corporation of Jonesboro, iNC. are rising. The company received 13 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Auto Credit Corporation of Jonesboro, iNC.'s reputation grade? ▼

Auto Credit Corporation of Jonesboro, iNC. has a reputation grade of null, PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

In how many states does Auto Credit Corporation of Jonesboro, iNC. operate? ▼

Auto Credit Corporation of Jonesboro, iNC. has received CFPB complaints from consumers in 7 states, with the most complaints from Texas (4 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, more than 1,139,000 debt collection complaints have been logged nationwide as of July 2026. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.