This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 11 complaints

Atlas Collections Inc. (of New Castle) — Debt Collector Complaint Profile

CFPB complaint profile across 2 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Atlas Collections Inc. (of New Castle)

complaints
Source CFPB Consumer Complaint Database
B

Grade B · 68.2/100 composite

This collector has a good complaint record with relatively few complaints and responsive customer service.

What do CFPB complaints reveal about Atlas Collections Inc. (of New Castle)?

Atlas Collections Inc. (of New Castle) has accumulated 11 total CFPB complaints across 2 states, with 1 filed in the most recent 12 months against 10 historical complaints before that window. The trailing-12-month volume represents 9.1% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Threatened to take legal action", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 73% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 2 states, led by Indiana with 10 and Florida with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 68.2/100 places Atlas Collections Inc. (of New Castle) in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

11

All-time across CCDB intake

Last 12 months

1

9.1% of total history

Stable →

States active

2

Distinct state filings

Timely response rate

73%

Within CFPB SLA window

Consumer disputes

0%

After company response

Reputation grade

B

68.2/100 composite

Response-quality profile

How Atlas Collections Inc. (of New Castle) performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 72.7%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 0.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 3.6%

Share of US states + territories with at least one filed complaint against this collector.

How does Atlas Collections Inc. (of New Castle) compare to its peers?

How does Atlas Collections Inc. (of New Castle) compare? Versus a peer and the national average across 60+ high-volume collectors
Atlas Collections Inc.… National average
Complaints (last 12 mo)lower is better
1
22,938
250
Timely-response ratehigher is better
73%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2014-01 2025-10

Top Consumer Issues

Communication tactics2 (%)
False statements or representation1 (%)
Written notification about debt2 (%)
Disclosure verification of debt2 (%)
Took or threatened to take negative or legal action2 (%)
Cont'd attempts collect debt not owed2 (%)

Most common issue: Communication tactics — Threatened to take legal action

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Communication tactics Threatened to take legal action 2
False statements or representation Attempted to collect wrong amount 1
Written notification about debt Didn't receive enough information to verify debt 1
Disclosure verification of debt Right to dispute notice not received 1
Disclosure verification of debt Not disclosed as an attempt to collect 1
Written notification about debt Didn't receive notice of right to dispute 1
Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit 1
Cont'd attempts collect debt not owed Debt is not mine 1
Cont'd attempts collect debt not owed Debt was discharged in bankruptcy 1
Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged 1

Where do complaints against Atlas Collections Inc. (of New Castle) come from?

The states where consumers have filed the most CFPB complaints against Atlas Collections Inc. (of New Castle). Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Atlas Collections Inc. (of New Castle)

Across 2 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Atlas Collections Inc. (of New Castle)?

The most common issue consumers report about Atlas Collections Inc. (of New Castle) is "Communication tactics", specifically "Threatened to take legal action". This is based on 11 complaints filed with the CFPB.

Are complaints against Atlas Collections Inc. (of New Castle) increasing or decreasing?

Complaints against Atlas Collections Inc. (of New Castle) have been stable. The company received 1 complaints in the last 12 months.

What is Atlas Collections Inc. (of New Castle)'s reputation grade?

Atlas Collections Inc. (of New Castle) has a reputation grade of B (score: 68.2/100). This collector has a good complaint record with relatively few complaints and responsive customer service.

Does Atlas Collections Inc. (of New Castle) respond to consumer complaints?

Atlas Collections Inc. (of New Castle) has a 73% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Atlas Collections Inc. (of New Castle) operate?

Atlas Collections Inc. (of New Castle) has received CFPB complaints from consumers in 2 states, with the most complaints from Indiana (10 complaints).

What can I do if Atlas Collections Inc. (of New Castle) is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Atlas Collections Inc. (of New Castle) violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial