Total CFPB complaints
21
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 21 complaints
Associated Collectors, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 5 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Associated Collectors, Inc.
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
7 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
4 complaints
- Disclosure verification of debt
Disclosure verification of debt
3 complaints
- Written notification about debt 2
Written notification about debt
2 complaints
- False statements or representation 1
False statements or representation
1 complaints
- Took or threatened to take negative or legal action 1
Took or threatened to take negative or legal action
1 complaints
C
Grade C · 64.6/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Associated Collectors, Inc.?
Associated Collectors, Inc. has accumulated 21 total CFPB complaints across 5 states, with 0 filed in the most recent 12 months against 21 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 36% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 5 states, led by Wisconsin with 15 and Illinois with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 64.6/100 places Associated Collectors, Inc. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Falling ↓
States active
5
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
36%
After company response
Reputation grade
C
64.6/100 composite
Response-quality profile
How Associated Collectors, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 72.7%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 8.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Associated Collectors, Inc. compare to its peers?
Associated Collectors,… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-01 2024-07
Top Consumer Issues
Cont'd attempts collect debt not owed7 (%)
Disclosure verification of debt3 (%)
Attempts to collect debt not owed4 (%)
Written notification about debt2 (%)
False statements or representation1 (%)
Took or threatened to take negative or legal action1 (%)
Communication tactics1 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 3 |
| Cont'd attempts collect debt not owed | Debt was paid | 3 |
| Disclosure verification of debt | Right to dispute notice not received | 3 |
| Attempts to collect debt not owed | Debt is not yours | 3 |
| Written notification about debt | Didn't receive notice of right to dispute | 2 |
| False statements or representation | Attempted to collect wrong amount | 1 |
| Cont'd attempts collect debt not owed | Debt was discharged in bankruptcy | 1 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 1 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| Communication tactics | Frequent or repeated calls | 1 |
Where do complaints against Associated Collectors, Inc. come from?
The states where consumers have filed the most CFPB complaints against Associated Collectors, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Associated Collectors, Inc.
Across 5 states with at least one filing
- Wisconsin
Wisconsin
15 complaints
- Illinois 2
Illinois
2 complaints
- New York 2
New York
2 complaints
- Tennessee 1
Tennessee
1 complaints
- Georgia 1
Georgia
1 complaints
Frequently Asked Questions
What is the most common complaint against Associated Collectors, Inc.? ▼
The most common issue consumers report about Associated Collectors, Inc. is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 21 complaints filed with the CFPB.
Are complaints against Associated Collectors, Inc. increasing or decreasing? ▼
Complaints against Associated Collectors, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.
What is Associated Collectors, Inc.'s reputation grade? ▼
Associated Collectors, Inc. has a reputation grade of C (score: 64.6/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Associated Collectors, Inc. respond to consumer complaints? ▼
Associated Collectors, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 36% of cases.
In how many states does Associated Collectors, Inc. operate? ▼
Associated Collectors, Inc. has received CFPB complaints from consumers in 5 states, with the most complaints from Wisconsin (15 complaints).
What can I do if Associated Collectors, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Associated Collectors, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |