This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 23 complaints

Associated Banc-Corp - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade C.

Complaints by issue type

What consumers report about Associated Banc-Corp

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

C

Grade C · 59.3/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of C: Associated Banc-Corp ranks ahead of 40% of the 5,283 collectors PlainCollector grades - 60% keep a cleaner CFPB record, on 23 all-time complaints and a 100% timely-response rate.

40th pct
reputation rank of 5,283 graded collectors
23
CFPB complaints, all-time
100%
answered inside the CFPB window
6
in the last 12 months (stable)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Associated Banc-Corp?

Associated Banc-Corp has accumulated 23 total CFPB complaints across 7 states, with 6 filed in the most recent 12 months against 17 historical complaints before that window. The trailing-12-month volume represents 26.1% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt was result of identity theft". The company posts a 100% timely-response rate against a 57% consumer-dispute-after-response rate.

Complaints have been recorded across 7 states, led by Wisconsin with 15 and Illinois with 3. Normalized against the full CFPB collector database, the reputation score of 59.3/100 places Associated Banc-Corp in grade band C.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

23

low-volume (CCDB)

Last 12 months

6

26.1% of all-time complaints

Stable →

States active

7

regional footprint

Timely response rate

100%

excellent band

Consumer disputes

57%

high (vertical avg ~19%)

Reputation grade

C

59.3/100 composite

How does Associated Banc-Corp's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

59 40th percentile higher than 40% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Associated Banc-Corp versus the debt-collection vertical average.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 57.1%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 12.5%

Share of US states + territories with at least one filed complaint against this collector.

How does Associated Banc-Corp compare to its peers?

How does ASSOCIATED BANC-CORP compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
ASSOCIATED BANC-CORP National average
Complaints (last 12 mo)lower is better
6
0
268
Timely-response ratehigher is better
100%
87%
91%
Consumer-dispute ratelower is better
57%
8%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-07 2026-02

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 8
Written notification about debt - 4
Took or threatened to take negative or legal action - 3
False statements or representation - 2
Disclosure verification of debt - 2
Taking/threatening an illegal action - 2
Communication tactics - 1
Cont'd attempts collect debt not owed - 1

Where do complaints against Associated Banc-Corp come from?

Associated Banc-Corp's own per-state count, not a national baseline.

Top states by complaints against Associated Banc-Corp

Across 7 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Associated Banc-Corp contacts you

A grade of C signals how Associated Banc-Corp's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Associated Banc-Corp and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Associated Banc-Corp ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Associated Banc-Corp? ▼

The most common issue consumers report about Associated Banc-Corp is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 23 complaints filed with the CFPB.

Are complaints against Associated Banc-Corp increasing or decreasing? ▼

Complaints against Associated Banc-Corp have been stable. The company received 6 complaints in the last 12 months.

What is Associated Banc-Corp's reputation grade? ▼

Associated Banc-Corp has a reputation grade of C (score: 59.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Associated Banc-Corp respond to consumer complaints? ▼

Associated Banc-Corp has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 57% of cases.

In how many states does Associated Banc-Corp operate? ▼

Associated Banc-Corp has received CFPB complaints from consumers in 7 states, with the most complaints from Wisconsin (15 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.