This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 515 complaints

Asset Recovery Solutions, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 44 states, reputation grade D.

Complaints by issue type

What consumers report about Asset Recovery Solutions, LLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 56.9/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Asset Recovery Solutions, LLC ranks ahead of 31% of the 5,283 collectors PlainCollector grades - 69% keep a cleaner CFPB record, on 515 all-time complaints and a 93% timely-response rate.

31st pct
reputation rank of 5,283 graded collectors
515
CFPB complaints, all-time
93%
answered inside the CFPB window
81
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Asset Recovery Solutions, LLC?

Asset Recovery Solutions, LLC has accumulated 515 total CFPB complaints across 44 states, with 81 filed in the most recent 12 months against 434 historical complaints before that window. The trailing-12-month volume represents 15.7% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 93% timely-response rate against a 10% consumer-dispute-after-response rate.

Complaints have been recorded across 44 states, led by Florida with 65 and California with 49. Normalized against the full CFPB collector database, the reputation score of 56.9/100 places Asset Recovery Solutions, LLC in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

515

mid-volume (CCDB)

Last 12 months

81

15.7% of all-time complaints

Falling ↓

States active

44

multi-region footprint

Timely response rate

93%

good band

Consumer disputes

10%

low (vertical avg ~19%)

Reputation grade

D

56.9/100 composite

How does Asset Recovery Solutions, LLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

57 31st percentile higher than 31% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Asset Recovery Solutions, LLC versus the debt-collection vertical average.

Timely response within SLA 92.7%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 9.7%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 78.6%

Share of US states + territories with at least one filed complaint against this collector.

How does Asset Recovery Solutions, LLC compare to its peers?

How does Asset Recovery Solutions, LLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Asset Recovery Solutio… National average
Complaints (last 12 mo)lower is better
81
119
268
Timely-response ratehigher is better
93%
99%
91%
Consumer-dispute ratelower is better
10%
23%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 122
Communication tactics - 102
Written notification about debt - 77
False statements or representation - 46
Cont'd attempts collect debt not owed - 41
Threatened to contact someone or share information improperly - 37
Took or threatened to take negative or legal action - 28
Improper contact or sharing of info - 24
Disclosure verification of debt - 22
Electronic communications - 10

Where do complaints against Asset Recovery Solutions, LLC come from?

Asset Recovery Solutions, LLC's own per-state count, not a national baseline.

Top states by complaints against Asset Recovery Solutions, LLC

Across 44 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Asset Recovery Solutions, LLC contacts you

A grade of D signals how Asset Recovery Solutions, LLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Asset Recovery Solutions, LLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Asset Recovery Solutions, LLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Asset Recovery Solutions, LLC? ▼

The most common issue consumers report about Asset Recovery Solutions, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 515 complaints filed with the CFPB.

Are complaints against Asset Recovery Solutions, LLC increasing or decreasing? ▼

Complaints against Asset Recovery Solutions, LLC are falling. The company received 81 complaints in the last 12 months, showing improvement over prior periods.

What is Asset Recovery Solutions, LLC's reputation grade? ▼

Asset Recovery Solutions, LLC has a reputation grade of D (score: 56.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Asset Recovery Solutions, LLC respond to consumer complaints? ▼

Asset Recovery Solutions, LLC has a 93% timely response rate to CFPB complaints. Consumers disputed the company's response in 10% of cases.

In how many states does Asset Recovery Solutions, LLC operate? ▼

Asset Recovery Solutions, LLC has received CFPB complaints from consumers in 44 states, with the most complaints from Florida (65 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.