Total CFPB complaints
63
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 63 complaints
Asset Recovery Bureau LLC — Debt Collector Complaint Profile
CFPB complaint profile across 24 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Asset Recovery Bureau LLC
- Communication tactics
Communication tactics
21 complaints
- Threatened to contact someone or share information improperly
Threatened to contact someone or share information improperly
15 complaints
- Attempts to collect debt not owed 6
Attempts to collect debt not owed
6 complaints
- False statements or representation 3
False statements or representation
3 complaints
- Took or threatened to take negative or legal action 3
Took or threatened to take negative or legal action
3 complaints
- Electronic communications 3
Electronic communications
3 complaints
D
Grade D · 53.5/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Asset Recovery Bureau LLC?
Asset Recovery Bureau LLC has accumulated 63 total CFPB complaints across 24 states, with 34 filed in the most recent 12 months against 29 historical complaints before that window. The trailing-12-month volume represents 54.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 95% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 24 states, led by Florida with 13 and Arizona with 6, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 53.5/100 places Asset Recovery Bureau LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
34
54.0% of total history
Rising ↑
States active
24
Distinct state filings
Timely response rate
95%
Within CFPB SLA window
Reputation grade
D
53.5/100 composite
Response-quality profile
How Asset Recovery Bureau LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 95.2%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 42.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Asset Recovery Bureau LLC compare to its peers?
Asset Recovery Bureau … National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-05 2026-02
Top Consumer Issues
Communication tactics21 (%)
Threatened to contact someone or share information improperly15 (%)
Attempts to collect debt not owed6 (%)
False statements or representation3 (%)
Took or threatened to take negative or legal action3 (%)
Electronic communications3 (%)
Most common issue: Communication tactics — Frequent or repeated calls
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Communication tactics | Frequent or repeated calls | 13 |
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 11 |
| Threatened to contact someone or share information improperly | Contacted your employer | 4 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 4 |
| Communication tactics | Used obscene, profane, or other abusive language | 4 |
| Attempts to collect debt not owed | Debt is not yours | 3 |
| False statements or representation | Attempted to collect wrong amount | 3 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 3 |
| Attempts to collect debt not owed | Debt was result of identity theft | 3 |
| Electronic communications | Frequent or repeated messages | 3 |
Where do complaints against Asset Recovery Bureau LLC come from?
The states where consumers have filed the most CFPB complaints against Asset Recovery Bureau LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Asset Recovery Bureau LLC
Across 24 states with at least one filing
- Florida
Florida
13 complaints
- Arizona
Arizona
6 complaints
- Tennessee 5
Tennessee
5 complaints
- Texas 4
Texas
4 complaints
- Michigan 4
Michigan
4 complaints
- Arkansas 3
Arkansas
3 complaints
- California 3
California
3 complaints
- Ohio 3
Ohio
3 complaints
Frequently Asked Questions
What is the most common complaint against Asset Recovery Bureau LLC? ▼
The most common issue consumers report about Asset Recovery Bureau LLC is "Communication tactics", specifically "Frequent or repeated calls". This is based on 63 complaints filed with the CFPB.
Are complaints against Asset Recovery Bureau LLC increasing or decreasing? ▼
Complaints against Asset Recovery Bureau LLC are rising. The company received 34 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Asset Recovery Bureau LLC's reputation grade? ▼
Asset Recovery Bureau LLC has a reputation grade of D (score: 53.5/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Asset Recovery Bureau LLC respond to consumer complaints? ▼
Asset Recovery Bureau LLC has a 95% timely response rate to CFPB complaints.
In how many states does Asset Recovery Bureau LLC operate? ▼
Asset Recovery Bureau LLC has received CFPB complaints from consumers in 24 states, with the most complaints from Florida (13 complaints).
What can I do if Asset Recovery Bureau LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Asset Recovery Bureau LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |