Total CFPB complaints
19
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 19 complaints
Asset Collections Inc — Debt Collector Complaint Profile
CFPB complaint profile across 13 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Asset Collections Inc
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
7 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
4 complaints
- Communication tactics
Communication tactics
4 complaints
- False statements or representation 2
False statements or representation
2 complaints
- Threatened to contact someone or share information improperly 2
Threatened to contact someone or share information improperly
2 complaints
C
Grade C · 61.6/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Asset Collections Inc?
Asset Collections Inc has accumulated 19 total CFPB complaints across 13 states, with 4 filed in the most recent 12 months against 15 historical complaints before that window. The trailing-12-month volume represents 21.1% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened or suggested your credit would be damaged", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 13 states, led by Oregon with 6 and Tennessee with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 61.6/100 places Asset Collections Inc in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
4
21.1% of total history
Rising ↑
States active
13
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
C
61.6/100 composite
Response-quality profile
How Asset Collections Inc performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 23.2%
Share of US states + territories with at least one filed complaint against this collector.
How does Asset Collections Inc compare to its peers?
Asset Collections Inc National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2019-02 2026-03
Top Consumer Issues
Took or threatened to take negative or legal action7 (%)
Attempts to collect debt not owed4 (%)
False statements or representation2 (%)
Communication tactics4 (%)
Threatened to contact someone or share information improperly2 (%)
Most common issue: Took or threatened to take negative or legal action — Threatened or suggested your credit would be damaged
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 5 |
| Attempts to collect debt not owed | Debt is not yours | 4 |
| False statements or representation | Attempted to collect wrong amount | 2 |
| Communication tactics | Frequent or repeated calls | 2 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 2 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 1 |
| Took or threatened to take negative or legal action | Sued you in a state where you do not live or did not sign for the debt | 1 |
| Threatened to contact someone or share information improperly | Contacted your employer | 1 |
| Threatened to contact someone or share information improperly | Contacted you after you asked them to stop | 1 |
Where do complaints against Asset Collections Inc come from?
The states where consumers have filed the most CFPB complaints against Asset Collections Inc. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Asset Collections Inc
Across 13 states with at least one filing
- Oregon
Oregon
6 complaints
- Tennessee 1
Tennessee
1 complaints
- Washington 1
Washington
1 complaints
- New Mexico 1
New Mexico
1 complaints
- North Carolina 1
North Carolina
1 complaints
- California 1
California
1 complaints
- Colorado 1
Colorado
1 complaints
- Pennsylvania 1
Pennsylvania
1 complaints
Frequently Asked Questions
What is the most common complaint against Asset Collections Inc? ▼
The most common issue consumers report about Asset Collections Inc is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 19 complaints filed with the CFPB.
Are complaints against Asset Collections Inc increasing or decreasing? ▼
Complaints against Asset Collections Inc are rising. The company received 4 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Asset Collections Inc's reputation grade? ▼
Asset Collections Inc has a reputation grade of C (score: 61.6/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Asset Collections Inc respond to consumer complaints? ▼
Asset Collections Inc has a 100% timely response rate to CFPB complaints.
In how many states does Asset Collections Inc operate? ▼
Asset Collections Inc has received CFPB complaints from consumers in 13 states, with the most complaints from Oregon (6 complaints).
What can I do if Asset Collections Inc is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Asset Collections Inc violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |