Total CFPB complaints
156
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 156 complaints
Arnold Scott Harris, P.C. — Debt Collector Complaint Profile
CFPB complaint profile across 28 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Arnold Scott Harris, P.C.
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
56 complaints
- Communication tactics 20
Communication tactics
20 complaints
- Attempts to collect debt not owed 20
Attempts to collect debt not owed
20 complaints
- Disclosure verification of debt 17
Disclosure verification of debt
17 complaints
- False statements or representation 6
False statements or representation
6 complaints
- Written notification about debt 4
Written notification about debt
4 complaints
D
Grade D · 58.6/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Arnold Scott Harris, P.C.?
Arnold Scott Harris, P.C. has accumulated 156 total CFPB complaints across 28 states, with 6 filed in the most recent 12 months against 150 historical complaints before that window. The trailing-12-month volume represents 3.8% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 99% timely-response rate against a 22% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 28 states, led by Illinois with 89 and Kansas with 7, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 58.6/100 places Arnold Scott Harris, P.C. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
6
3.8% of total history
Rising ↑
States active
28
Distinct state filings
Timely response rate
99%
Within CFPB SLA window
Consumer disputes
22%
After company response
Reputation grade
D
58.6/100 composite
Response-quality profile
How Arnold Scott Harris, P.C. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 98.7%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 44.7%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 50.0%
Share of US states + territories with at least one filed complaint against this collector.
How does Arnold Scott Harris, P.C. compare to its peers?
Arnold Scott Harris, P… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2020-06 2026-02
Top Consumer Issues
Cont'd attempts collect debt not owed56 (%)
Communication tactics20 (%)
Attempts to collect debt not owed20 (%)
Disclosure verification of debt17 (%)
False statements or representation6 (%)
Written notification about debt4 (%)
Took or threatened to take negative or legal action3 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 50 |
| Communication tactics | Frequent or repeated calls | 20 |
| Attempts to collect debt not owed | Debt is not yours | 13 |
| Disclosure verification of debt | Right to dispute notice not received | 10 |
| Attempts to collect debt not owed | Debt was paid | 7 |
| Disclosure verification of debt | Not given enough info to verify debt | 7 |
| False statements or representation | Attempted to collect wrong amount | 6 |
| Cont'd attempts collect debt not owed | Debt was paid | 6 |
| Written notification about debt | Didn't receive enough information to verify debt | 4 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 3 |
Where do complaints against Arnold Scott Harris, P.C. come from?
The states where consumers have filed the most CFPB complaints against Arnold Scott Harris, P.C.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Arnold Scott Harris, P.C.
Across 28 states with at least one filing
- Illinois
Illinois
89 complaints
- Kansas 7
Kansas
7 complaints
- Wisconsin 7
Wisconsin
7 complaints
- Missouri 5
Missouri
5 complaints
- Georgia 3
Georgia
3 complaints
- Indiana 3
Indiana
3 complaints
- Tennessee 3
Tennessee
3 complaints
- Texas 3
Texas
3 complaints
Frequently Asked Questions
What is the most common complaint against Arnold Scott Harris, P.C.? ▼
The most common issue consumers report about Arnold Scott Harris, P.C. is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 156 complaints filed with the CFPB.
Are complaints against Arnold Scott Harris, P.C. increasing or decreasing? ▼
Complaints against Arnold Scott Harris, P.C. are rising. The company received 6 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Arnold Scott Harris, P.C.'s reputation grade? ▼
Arnold Scott Harris, P.C. has a reputation grade of D (score: 58.6/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Arnold Scott Harris, P.C. respond to consumer complaints? ▼
Arnold Scott Harris, P.C. has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 22% of cases.
In how many states does Arnold Scott Harris, P.C. operate? ▼
Arnold Scott Harris, P.C. has received CFPB complaints from consumers in 28 states, with the most complaints from Illinois (89 complaints).
What can I do if Arnold Scott Harris, P.C. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Arnold Scott Harris, P.C. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |