Total CFPB complaints
123
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 123 complaints
Armada Corp. — Debt Collector Complaint Profile
CFPB complaint profile across 8 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Armada Corp.
- Written notification about debt
Written notification about debt
38 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
36 complaints
- False statements or representation 9
False statements or representation
9 complaints
- Disclosure verification of debt 8
Disclosure verification of debt
8 complaints
- Communication tactics 6
Communication tactics
6 complaints
- Improper contact or sharing of info 4
Improper contact or sharing of info
4 complaints
D
Grade D · 56.7/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Armada Corp.?
Armada Corp. has accumulated 123 total CFPB complaints across 8 states, with 29 filed in the most recent 12 months against 94 historical complaints before that window. The trailing-12-month volume represents 23.6% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Didn't receive enough information to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 98% timely-response rate against a 32% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 8 states, led by Washington with 88 and Nevada with 24, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 56.7/100 places Armada Corp. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
29
23.6% of total history
Rising ↑
States active
8
Distinct state filings
Timely response rate
98%
Within CFPB SLA window
Consumer disputes
32%
After company response
Reputation grade
D
56.7/100 composite
Response-quality profile
How Armada Corp. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 98.4%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 64.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 14.3%
Share of US states + territories with at least one filed complaint against this collector.
How does Armada Corp. compare to its peers?
Armada Corp. National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-03 2026-02
Top Consumer Issues
Written notification about debt38 (%)
Attempts to collect debt not owed36 (%)
False statements or representation9 (%)
Disclosure verification of debt8 (%)
Communication tactics6 (%)
Improper contact or sharing of info4 (%)
Cont'd attempts collect debt not owed4 (%)
Most common issue: Written notification about debt — Didn't receive enough information to verify debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Written notification about debt | Didn't receive enough information to verify debt | 28 |
| Attempts to collect debt not owed | Debt is not yours | 20 |
| Attempts to collect debt not owed | Debt was paid | 16 |
| False statements or representation | Attempted to collect wrong amount | 9 |
| Disclosure verification of debt | Not given enough info to verify debt | 8 |
| Communication tactics | Frequent or repeated calls | 6 |
| Written notification about debt | Notification didn't disclose it was an attempt to collect a debt | 5 |
| Written notification about debt | Didn't receive notice of right to dispute | 5 |
| Improper contact or sharing of info | Talked to a third party about my debt | 4 |
| Cont'd attempts collect debt not owed | Debt was paid | 4 |
Where do complaints against Armada Corp. come from?
The states where consumers have filed the most CFPB complaints against Armada Corp.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Armada Corp.
Across 8 states with at least one filing
- Washington
Washington
88 complaints
- Nevada 24
Nevada
24 complaints
- Oregon 4
Oregon
4 complaints
- California 2
California
2 complaints
- Florida 2
Florida
2 complaints
- Idaho 1
Idaho
1 complaints
- Texas 1
Texas
1 complaints
- Arizona 1
Arizona
1 complaints
Frequently Asked Questions
What is the most common complaint against Armada Corp.? ▼
The most common issue consumers report about Armada Corp. is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 123 complaints filed with the CFPB.
Are complaints against Armada Corp. increasing or decreasing? ▼
Complaints against Armada Corp. are rising. The company received 29 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Armada Corp.'s reputation grade? ▼
Armada Corp. has a reputation grade of D (score: 56.7/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Armada Corp. respond to consumer complaints? ▼
Armada Corp. has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 32% of cases.
In how many states does Armada Corp. operate? ▼
Armada Corp. has received CFPB complaints from consumers in 8 states, with the most complaints from Washington (88 complaints).
What can I do if Armada Corp. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Armada Corp. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |