This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 20 complaints

ARM Professional Services LLC - Debt Collector Complaint Profile

CFPB complaint profile across 6 states, reputation grade C.

Complaints by issue type

What consumers report about ARM Professional Services LLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

C

Grade C · 62.3/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of C: ARM Professional Services LLC ranks ahead of 50% of the 5,283 collectors PlainCollector grades - 50% keep a cleaner CFPB record, on 20 all-time complaints and a 100% timely-response rate.

50th pct
reputation rank of 5,283 graded collectors
20
CFPB complaints, all-time
100%
answered inside the CFPB window
6
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about ARM Professional Services LLC?

ARM Professional Services LLC has accumulated 20 total CFPB complaints across 6 states, with 6 filed in the most recent 12 months against 14 historical complaints before that window. The trailing-12-month volume represents 30.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Debt is not yours". The company posts a 100% timely-response rate.

Complaints have been recorded across 6 states, led by Illinois with 10 and Texas with 5. Normalized against the full CFPB collector database, the reputation score of 62.3/100 places ARM Professional Services LLC in grade band C.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

20

low-volume (CCDB)

Last 12 months

6

30.0% of all-time complaints

Rising ↑

States active

6

regional footprint

Timely response rate

100%

excellent band

Reputation grade

C

62.3/100 composite

How does ARM Professional Services LLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

62 50th percentile higher than 50% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). Below this entry. 60–70: 1,364 graded collectors (26%). This entry sits in this band. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

ARM Professional Services LLC versus the debt-collection vertical average.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 10.7%

Share of US states + territories with at least one filed complaint against this collector.

How does ARM Professional Services LLC compare to its peers?

How does ARM Professional Services LLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
ARM Professional Servi… National average
Complaints (last 12 mo)lower is better
6
0
268
Timely-response ratehigher is better
100%
80%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2020-07 2026-01

Issue Detail Breakdown

Issue Sub-Issue Complaints
False statements or representation - 7
Attempts to collect debt not owed - 5
Written notification about debt - 2
Took or threatened to take negative or legal action - 2
Communication tactics - 2
Threatened to contact someone or share information improperly - 2

Where do complaints against ARM Professional Services LLC come from?

ARM Professional Services LLC's own per-state count, not a national baseline.

Top states by complaints against ARM Professional Services LLC

Across 6 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if ARM Professional Services LLC contacts you

A grade of C signals how ARM Professional Services LLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really ARM Professional Services LLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how ARM Professional Services LLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against ARM Professional Services LLC? ▼

The most common issue consumers report about ARM Professional Services LLC is "False statements or representation", specifically "Debt is not yours". This is based on 20 complaints filed with the CFPB.

Are complaints against ARM Professional Services LLC increasing or decreasing? ▼

Complaints against ARM Professional Services LLC are rising. The company received 6 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is ARM Professional Services LLC's reputation grade? ▼

ARM Professional Services LLC has a reputation grade of C (score: 62.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does ARM Professional Services LLC respond to consumer complaints? ▼

ARM Professional Services LLC has a 100% timely response rate to CFPB complaints.

In how many states does ARM Professional Services LLC operate? ▼

ARM Professional Services LLC has received CFPB complaints from consumers in 6 states, with the most complaints from Illinois (10 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.