Total CFPB complaints
18
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 18 complaints
AR Solutions Inc — Debt Collector Complaint Profile
CFPB complaint profile across 4 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about AR Solutions Inc
- Written notification about debt
Written notification about debt
7 complaints
- Improper contact or sharing of info 2
Improper contact or sharing of info
2 complaints
- Attempts to collect debt not owed 1
Attempts to collect debt not owed
1 complaints
- Communication tactics 1
Communication tactics
1 complaints
- Cont'd attempts collect debt not owed 1
Cont'd attempts collect debt not owed
1 complaints
- Took or threatened to take negative or legal action 1
Took or threatened to take negative or legal action
1 complaints
B
Grade B · 68.3/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about AR Solutions Inc?
AR Solutions Inc has accumulated 18 total CFPB complaints across 4 states, with 0 filed in the most recent 12 months against 18 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Didn't receive enough information to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 94% timely-response rate against a 17% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 4 states, led by Nebraska with 15 and Florida with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 68.3/100 places AR Solutions Inc in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Falling ↓
States active
4
Distinct state filings
Timely response rate
94%
Within CFPB SLA window
Consumer disputes
17%
After company response
Reputation grade
B
68.3/100 composite
Response-quality profile
How AR Solutions Inc performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 94.4%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 33.3%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 7.1%
Share of US states + territories with at least one filed complaint against this collector.
How does AR Solutions Inc compare to its peers?
AR Solutions Inc National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-10 2025-01
Top Consumer Issues
Written notification about debt7 (%)
Attempts to collect debt not owed1 (%)
Communication tactics1 (%)
Cont'd attempts collect debt not owed1 (%)
Took or threatened to take negative or legal action1 (%)
Disclosure verification of debt1 (%)
False statements or representation1 (%)
Improper contact or sharing of info2 (%)
Most common issue: Written notification about debt — Didn't receive enough information to verify debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Written notification about debt | Didn't receive enough information to verify debt | 6 |
| Attempts to collect debt not owed | Debt is not yours | 1 |
| Communication tactics | Frequent or repeated calls | 1 |
| Cont'd attempts collect debt not owed | Debt was paid | 1 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 1 |
| Disclosure verification of debt | Right to dispute notice not received | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
| Written notification about debt | Notification didn't disclose it was an attempt to collect a debt | 1 |
| Improper contact or sharing of info | Talked to a third party about my debt | 1 |
| Improper contact or sharing of info | Contacted me after I asked not to | 1 |
Where do complaints against AR Solutions Inc come from?
The states where consumers have filed the most CFPB complaints against AR Solutions Inc. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against AR Solutions Inc
Across 4 states with at least one filing
- Nebraska
Nebraska
15 complaints
- Florida 1
Florida
1 complaints
- Iowa 1
Iowa
1 complaints
- California 1
California
1 complaints
Frequently Asked Questions
What is the most common complaint against AR Solutions Inc? ▼
The most common issue consumers report about AR Solutions Inc is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 18 complaints filed with the CFPB.
Are complaints against AR Solutions Inc increasing or decreasing? ▼
Complaints against AR Solutions Inc are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.
What is AR Solutions Inc's reputation grade? ▼
AR Solutions Inc has a reputation grade of B (score: 68.3/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does AR Solutions Inc respond to consumer complaints? ▼
AR Solutions Inc has a 94% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.
In how many states does AR Solutions Inc operate? ▼
AR Solutions Inc has received CFPB complaints from consumers in 4 states, with the most complaints from Nebraska (15 complaints).
What can I do if AR Solutions Inc is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If AR Solutions Inc violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |