Total CFPB complaints
22
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 22 complaints
APPLE RECOVERY, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 13 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about APPLE RECOVERY, LLC
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
8 complaints
- Communication tactics
Communication tactics
4 complaints
- Threatened to contact someone or share information improperly 3
Threatened to contact someone or share information improperly
3 complaints
- Disclosure verification of debt 2
Disclosure verification of debt
2 complaints
- Improper contact or sharing of info 2
Improper contact or sharing of info
2 complaints
- Took or threatened to take negative or legal action 1
Took or threatened to take negative or legal action
1 complaints
C
Grade C · 60.2/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about APPLE RECOVERY, LLC?
APPLE RECOVERY, LLC has accumulated 22 total CFPB complaints across 13 states, with 0 filed in the most recent 12 months against 22 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 77% timely-response rate against a 20% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 13 states, led by California with 6 and Illinois with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 60.2/100 places APPLE RECOVERY, LLC in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
13
Distinct state filings
Timely response rate
77%
Within CFPB SLA window
Consumer disputes
20%
After company response
Reputation grade
C
60.2/100 composite
Response-quality profile
How APPLE RECOVERY, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 77.3%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 40.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 23.2%
Share of US states + territories with at least one filed complaint against this collector.
How does APPLE RECOVERY, LLC compare to its peers?
APPLE RECOVERY, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-08 2020-01
Top Consumer Issues
Cont'd attempts collect debt not owed8 (%)
Threatened to contact someone or share information improperly3 (%)
Communication tactics4 (%)
Disclosure verification of debt2 (%)
Improper contact or sharing of info2 (%)
Took or threatened to take negative or legal action1 (%)
Attempts to collect debt not owed1 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 8 |
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 3 |
| Communication tactics | Frequent or repeated calls | 2 |
| Disclosure verification of debt | Not given enough info to verify debt | 2 |
| Improper contact or sharing of info | Talked to a third party about my debt | 1 |
| Improper contact or sharing of info | Contacted me after I asked not to | 1 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 1 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 1 |
| Communication tactics | Used obscene/profane/abusive language | 1 |
| Attempts to collect debt not owed | Debt was paid | 1 |
Where do complaints against APPLE RECOVERY, LLC come from?
The states where consumers have filed the most CFPB complaints against APPLE RECOVERY, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against APPLE RECOVERY, LLC
Across 13 states with at least one filing
- California
California
6 complaints
- Illinois 2
Illinois
2 complaints
- Texas 2
Texas
2 complaints
- Utah 2
Utah
2 complaints
- New Mexico 2
New Mexico
2 complaints
- Arizona 1
Arizona
1 complaints
- Georgia 1
Georgia
1 complaints
- Florida 1
Florida
1 complaints
Frequently Asked Questions
What is the most common complaint against APPLE RECOVERY, LLC? ▼
The most common issue consumers report about APPLE RECOVERY, LLC is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 22 complaints filed with the CFPB.
Are complaints against APPLE RECOVERY, LLC increasing or decreasing? ▼
Complaints against APPLE RECOVERY, LLC have been stable. The company received 0 complaints in the last 12 months.
What is APPLE RECOVERY, LLC's reputation grade? ▼
APPLE RECOVERY, LLC has a reputation grade of C (score: 60.2/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does APPLE RECOVERY, LLC respond to consumer complaints? ▼
APPLE RECOVERY, LLC has a 77% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.
In how many states does APPLE RECOVERY, LLC operate? ▼
APPLE RECOVERY, LLC has received CFPB complaints from consumers in 13 states, with the most complaints from California (6 complaints).
What can I do if APPLE RECOVERY, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If APPLE RECOVERY, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |