This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 22 complaints

Apple Recovery, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 13 states, reputation grade C.

Complaints by issue type

What consumers report about Apple Recovery, LLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

C

Grade C · 60.2/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of C: Apple Recovery, LLC ranks ahead of 43% of the 5,283 collectors PlainCollector grades - 57% keep a cleaner CFPB record, on 22 all-time complaints and a 77% timely-response rate.

43rd pct
reputation rank of 5,283 graded collectors
22
CFPB complaints, all-time
77%
answered inside the CFPB window
0
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Apple Recovery, LLC?

Apple Recovery, LLC has accumulated 22 total CFPB complaints across 13 states, with 0 filed in the most recent 12 months against 22 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine". The company posts a 77% timely-response rate against a 20% consumer-dispute-after-response rate.

Complaints have been recorded across 13 states, led by California with 6 and Illinois with 2. Normalized against the full CFPB collector database, the reputation score of 60.2/100 places Apple Recovery, LLC in grade band C.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

22

low-volume (CCDB)

Last 12 months

0

0.0% of all-time complaints

Falling ↓

States active

13

regional footprint

Timely response rate

77%

acceptable band

Consumer disputes

20%

elevated (vertical avg ~19%)

Reputation grade

C

60.2/100 composite

How does Apple Recovery, LLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

60 43rd percentile higher than 43% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). Below this entry. 60–70: 1,364 graded collectors (26%). This entry sits in this band. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Apple Recovery, LLC versus the debt-collection vertical average.

Timely response within SLA 77.3%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 20.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 23.2%

Share of US states + territories with at least one filed complaint against this collector.

How does Apple Recovery, LLC compare to its peers?

How does APPLE RECOVERY, LLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
APPLE RECOVERY, LLC National average
Complaints (last 12 mo)lower is better
0
0
268
Timely-response ratehigher is better
77%
50%
91%
Consumer-dispute ratelower is better
20%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-04 2020-08

Issue Detail Breakdown

Issue Sub-Issue Complaints
Cont'd attempts collect debt not owed - 9
Communication tactics - 4
Threatened to contact someone or share information improperly - 3
Disclosure verification of debt - 2
Improper contact or sharing of info - 2
Attempts to collect debt not owed - 1
Took or threatened to take negative or legal action - 1

Where do complaints against Apple Recovery, LLC come from?

Apple Recovery, LLC's own per-state count, not a national baseline.

Top states by complaints against Apple Recovery, LLC

Across 13 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Apple Recovery, LLC contacts you

A grade of C signals how Apple Recovery, LLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Apple Recovery, LLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Apple Recovery, LLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Apple Recovery, LLC? ▼

The most common issue consumers report about Apple Recovery, LLC is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 22 complaints filed with the CFPB.

Are complaints against Apple Recovery, LLC increasing or decreasing? ▼

Complaints against Apple Recovery, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Apple Recovery, LLC's reputation grade? ▼

Apple Recovery, LLC has a reputation grade of C (score: 60.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Apple Recovery, LLC respond to consumer complaints? ▼

Apple Recovery, LLC has a 77% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.

In how many states does Apple Recovery, LLC operate? ▼

Apple Recovery, LLC has received CFPB complaints from consumers in 13 states, with the most complaints from California (6 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.