Total CFPB complaints
60
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 60 complaints
Apothaker & Associates, PC — Debt Collector Complaint Profile
CFPB complaint profile across 4 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Apothaker & Associates, PC
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
18 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
12 complaints
- Written notification about debt
Written notification about debt
8 complaints
- False statements or representation 5
False statements or representation
5 complaints
- Disclosure verification of debt 4
Disclosure verification of debt
4 complaints
- Cont'd attempts collect debt not owed 3
Cont'd attempts collect debt not owed
3 complaints
C
Grade C · 59.3/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Apothaker & Associates, PC?
Apothaker & Associates, PC has accumulated 60 total CFPB complaints across 4 states, with 10 filed in the most recent 12 months against 50 historical complaints before that window. The trailing-12-month volume represents 16.7% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 93% timely-response rate against a 25% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 4 states, led by Pennsylvania with 29 and New Jersey with 29, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 59.3/100 places Apothaker & Associates, PC in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
10
16.7% of total history
Rising ↑
States active
4
Distinct state filings
Timely response rate
93%
Within CFPB SLA window
Consumer disputes
25%
After company response
Reputation grade
C
59.3/100 composite
Response-quality profile
How Apothaker & Associates, PC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 93.3%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 50.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 7.1%
Share of US states + territories with at least one filed complaint against this collector.
How does Apothaker & Associates, PC compare to its peers?
Apothaker & Associates… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2019-10 2026-02
Top Consumer Issues
Attempts to collect debt not owed12 (%)
Took or threatened to take negative or legal action18 (%)
Written notification about debt8 (%)
False statements or representation5 (%)
Disclosure verification of debt4 (%)
Cont'd attempts collect debt not owed3 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 12 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 7 |
| Took or threatened to take negative or legal action | Seized or attempted to seize your property | 5 |
| Written notification about debt | Didn't receive enough information to verify debt | 5 |
| False statements or representation | Attempted to collect wrong amount | 5 |
| Disclosure verification of debt | Not given enough info to verify debt | 4 |
| Took or threatened to take negative or legal action | Collected or attempted to collect exempt funds | 4 |
| Written notification about debt | Didn't receive notice of right to dispute | 3 |
| Cont'd attempts collect debt not owed | Debt is not mine | 3 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 2 |
Where do complaints against Apothaker & Associates, PC come from?
The states where consumers have filed the most CFPB complaints against Apothaker & Associates, PC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Apothaker & Associates, PC
Across 4 states with at least one filing
- Pennsylvania
Pennsylvania
29 complaints
- New Jersey
New Jersey
29 complaints
- New York 1
New York
1 complaints
- Puerto Rico 1
Puerto Rico
1 complaints
Frequently Asked Questions
What is the most common complaint against Apothaker & Associates, PC? ▼
The most common issue consumers report about Apothaker & Associates, PC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 60 complaints filed with the CFPB.
Are complaints against Apothaker & Associates, PC increasing or decreasing? ▼
Complaints against Apothaker & Associates, PC are rising. The company received 10 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Apothaker & Associates, PC's reputation grade? ▼
Apothaker & Associates, PC has a reputation grade of C (score: 59.3/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Apothaker & Associates, PC respond to consumer complaints? ▼
Apothaker & Associates, PC has a 93% timely response rate to CFPB complaints. Consumers disputed the company's response in 25% of cases.
In how many states does Apothaker & Associates, PC operate? ▼
Apothaker & Associates, PC has received CFPB complaints from consumers in 4 states, with the most complaints from Pennsylvania (29 complaints).
What can I do if Apothaker & Associates, PC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Apothaker & Associates, PC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |