This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 20 complaints

Ameritech Financial — Debt Collector Complaint Profile

CFPB complaint profile across 10 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Ameritech Financial

complaints
Source CFPB Consumer Complaint Database
F

Grade F · 26.5/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

What do CFPB complaints reveal about Ameritech Financial?

Ameritech Financial has accumulated 20 total CFPB complaints across 10 states, with 0 filed in the most recent 12 months against 20 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Impersonated attorney, law enforcement, or government official", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 0% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 10 states, led by New York with 3 and California with 3, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 26.5/100 places Ameritech Financial in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

20

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Stable →

States active

10

Distinct state filings

Timely response rate

0%

Within CFPB SLA window

Reputation grade

F

26.5/100 composite

Response-quality profile

How Ameritech Financial performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 0.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 17.9%

Share of US states + territories with at least one filed complaint against this collector.

How does Ameritech Financial compare to its peers?

How does Ameritech Financial compare? Versus a peer and the national average across 60+ high-volume collectors
Ameritech Financial National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
0%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2018-07 2019-03

Top Consumer Issues

False statements or representation17 (%)
Written notification about debt2 (%)
Attempts to collect debt not owed1 (%)

Most common issue: False statements or representation — Impersonated attorney, law enforcement, or government official

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
False statements or representation Impersonated attorney, law enforcement, or government official 8
False statements or representation Attempted to collect wrong amount 7
Written notification about debt Didn't receive notice of right to dispute 1
Written notification about debt Notification didn't disclose it was an attempt to collect a debt 1
Attempts to collect debt not owed Debt was paid 1
False statements or representation Told you not to respond to a lawsuit they filed against you 1
False statements or representation Indicated you were committing crime by not paying debt 1

Where do complaints against Ameritech Financial come from?

The states where consumers have filed the most CFPB complaints against Ameritech Financial. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Ameritech Financial

Across 10 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Ameritech Financial?

The most common issue consumers report about Ameritech Financial is "False statements or representation", specifically "Impersonated attorney, law enforcement, or government official". This is based on 20 complaints filed with the CFPB.

Are complaints against Ameritech Financial increasing or decreasing?

Complaints against Ameritech Financial have been stable. The company received 0 complaints in the last 12 months.

What is Ameritech Financial's reputation grade?

Ameritech Financial has a reputation grade of F (score: 26.5/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.

Does Ameritech Financial respond to consumer complaints?

Ameritech Financial has a 0% timely response rate to CFPB complaints.

In how many states does Ameritech Financial operate?

Ameritech Financial has received CFPB complaints from consumers in 10 states, with the most complaints from New York (3 complaints).

What can I do if Ameritech Financial is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Ameritech Financial violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial