Total CFPB complaints
13
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 13 complaints
AMERIS BANCORP — Debt Collector Complaint Profile
CFPB complaint profile across 7 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about AMERIS BANCORP
- Attempts to collect debt not owed
Attempts to collect debt not owed
6 complaints
- False statements or representation
False statements or representation
4 complaints
- Took or threatened to take negative or legal action 2
Took or threatened to take negative or legal action
2 complaints
- Written notification about debt 1
Written notification about debt
1 complaints
C
Grade C · 61.6/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about AMERIS BANCORP?
AMERIS BANCORP has accumulated 13 total CFPB complaints across 7 states, with 2 filed in the most recent 12 months against 11 historical complaints before that window. The trailing-12-month volume represents 15.4% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Attempted to collect wrong amount", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 92% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 7 states, led by Georgia with 4 and California with 3, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 61.6/100 places AMERIS BANCORP in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
2
15.4% of total history
Falling ↓
States active
7
Distinct state filings
Timely response rate
92%
Within CFPB SLA window
Reputation grade
C
61.6/100 composite
Response-quality profile
How AMERIS BANCORP performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 92.3%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 12.5%
Share of US states + territories with at least one filed complaint against this collector.
How does AMERIS BANCORP compare to its peers?
AMERIS BANCORP National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2020-10 2026-01
Top Consumer Issues
False statements or representation4 (%)
Attempts to collect debt not owed6 (%)
Took or threatened to take negative or legal action2 (%)
Written notification about debt1 (%)
Most common issue: False statements or representation — Attempted to collect wrong amount
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| False statements or representation | Attempted to collect wrong amount | 3 |
| Attempts to collect debt not owed | Debt is not yours | 2 |
| Attempts to collect debt not owed | Debt was paid | 2 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 2 |
| Written notification about debt | Didn't receive enough information to verify debt | 1 |
| Attempts to collect debt not owed | Debt was result of identity theft | 1 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 1 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 1 |
Where do complaints against AMERIS BANCORP come from?
The states where consumers have filed the most CFPB complaints against AMERIS BANCORP. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against AMERIS BANCORP
Across 7 states with at least one filing
- Georgia
Georgia
4 complaints
- California
California
3 complaints
- Florida
Florida
2 complaints
- Alabama 1
Alabama
1 complaints
- Texas 1
Texas
1 complaints
- Louisiana 1
Louisiana
1 complaints
- North Carolina 1
North Carolina
1 complaints
Frequently Asked Questions
What is the most common complaint against AMERIS BANCORP? ▼
The most common issue consumers report about AMERIS BANCORP is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 13 complaints filed with the CFPB.
Are complaints against AMERIS BANCORP increasing or decreasing? ▼
Complaints against AMERIS BANCORP are falling. The company received 2 complaints in the last 12 months, showing improvement over prior periods.
What is AMERIS BANCORP's reputation grade? ▼
AMERIS BANCORP has a reputation grade of C (score: 61.6/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does AMERIS BANCORP respond to consumer complaints? ▼
AMERIS BANCORP has a 92% timely response rate to CFPB complaints.
In how many states does AMERIS BANCORP operate? ▼
AMERIS BANCORP has received CFPB complaints from consumers in 7 states, with the most complaints from Georgia (4 complaints).
What can I do if AMERIS BANCORP is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If AMERIS BANCORP violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |