Total CFPB complaints
92
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 92 complaints
Americor Funding, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 28 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Americor Funding, LLC
- Didn't provide services promised
Didn't provide services promised
31 complaints
- Confusing or misleading advertising or marketing
Confusing or misleading advertising or marketing
13 complaints
- Confusing or missing disclosures 12
Confusing or missing disclosures
12 complaints
- Unauthorized withdrawals or charges 11
Unauthorized withdrawals or charges
11 complaints
- Charged upfront or unexpected fees 5
Charged upfront or unexpected fees
5 complaints
- Attempts to collect debt not owed 4
Attempts to collect debt not owed
4 complaints
F
Grade F · 51.8/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Americor Funding, LLC?
Americor Funding, LLC has accumulated 92 total CFPB complaints across 28 states, with 49 filed in the most recent 12 months against 43 historical complaints before that window. The trailing-12-month volume represents 53.3% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Didn't provide services promised", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 95% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 28 states, led by California with 14 and Florida with 10, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 51.8/100 places Americor Funding, LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
49
53.3% of total history
Rising ↑
States active
28
Distinct state filings
Timely response rate
95%
Within CFPB SLA window
Reputation grade
F
51.8/100 composite
Response-quality profile
How Americor Funding, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 94.6%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 50.0%
Share of US states + territories with at least one filed complaint against this collector.
How does Americor Funding, LLC compare to its peers?
Americor Funding, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-03 2026-03
Top Consumer Issues
Didn't provide services promised31 (%)
Confusing or misleading advertising or marketing13 (%)
Confusing or missing disclosures12 (%)
Unauthorized withdrawals or charges11 (%)
Charged upfront or unexpected fees5 (%)
Attempts to collect debt not owed4 (%)
Communication tactics4 (%)
False statements or representation3 (%)
Most common issue: Didn't provide services promised
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Didn't provide services promised | — | 31 |
| Confusing or misleading advertising or marketing | — | 13 |
| Confusing or missing disclosures | — | 12 |
| Unauthorized withdrawals or charges | — | 11 |
| Charged upfront or unexpected fees | — | 5 |
| Attempts to collect debt not owed | Debt was paid | 4 |
| Communication tactics | Frequent or repeated calls | 4 |
| False statements or representation | Attempted to collect wrong amount | 3 |
| Written notification about debt | Notification didn't disclose it was an attempt to collect a debt | 1 |
| Electronic communications | Frequent or repeated messages | 1 |
Where do complaints against Americor Funding, LLC come from?
The states where consumers have filed the most CFPB complaints against Americor Funding, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Americor Funding, LLC
Across 28 states with at least one filing
- California
California
14 complaints
- Florida
Florida
10 complaints
- Texas
Texas
7 complaints
- New Jersey
New Jersey
6 complaints
- Indiana
Indiana
6 complaints
- Washington 4
Washington
4 complaints
- New York 4
New York
4 complaints
- Michigan 4
Michigan
4 complaints
Frequently Asked Questions
What is the most common complaint against Americor Funding, LLC? ▼
The most common issue consumers report about Americor Funding, LLC is "Didn't provide services promised". This is based on 92 complaints filed with the CFPB.
Are complaints against Americor Funding, LLC increasing or decreasing? ▼
Complaints against Americor Funding, LLC are rising. The company received 49 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Americor Funding, LLC's reputation grade? ▼
Americor Funding, LLC has a reputation grade of F (score: 51.8/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Americor Funding, LLC respond to consumer complaints? ▼
Americor Funding, LLC has a 95% timely response rate to CFPB complaints.
In how many states does Americor Funding, LLC operate? ▼
Americor Funding, LLC has received CFPB complaints from consumers in 28 states, with the most complaints from California (14 complaints).
What can I do if Americor Funding, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Americor Funding, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |