Total CFPB complaints
4
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 4 complaints
American International Finance, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 2 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about American International Finance, Inc.
- Electronic communications
Electronic communications
1 complaints
- Written notification about debt
Written notification about debt
1 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
1 complaints
- Communication tactics
Communication tactics
1 complaints
C
Grade C · 64.6/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about American International Finance, Inc.?
American International Finance, Inc. has accumulated 4 total CFPB complaints across 2 states, with 1 filed in the most recent 12 months against 3 historical complaints before that window. The trailing-12-month volume represents 25.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Electronic communications", narrowing to "Contacted before 8am or after 9pm", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 75% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 2 states, led by Indiana with 3 and New York with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 64.6/100 places American International Finance, Inc. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
1
25.0% of total history
Rising ↑
States active
2
Distinct state filings
Timely response rate
75%
Within CFPB SLA window
Reputation grade
C
64.6/100 composite
Response-quality profile
How American International Finance, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 75.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 3.6%
Share of US states + territories with at least one filed complaint against this collector.
How does American International Finance, Inc. compare to its peers?
American International… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2019-10 2026-01
Top Consumer Issues
Electronic communications1 (%)
Written notification about debt1 (%)
Attempts to collect debt not owed1 (%)
Communication tactics1 (%)
Most common issue: Electronic communications — Contacted before 8am or after 9pm
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Electronic communications | Contacted before 8am or after 9pm | 1 |
| Written notification about debt | Didn't receive enough information to verify debt | 1 |
| Attempts to collect debt not owed | Debt was result of identity theft | 1 |
| Communication tactics | Frequent or repeated calls | 1 |
Where do complaints against American International Finance, Inc. come from?
The states where consumers have filed the most CFPB complaints against American International Finance, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against American International Finance, Inc.
Across 2 states with at least one filing
- Indiana
Indiana
3 complaints
- New York 1
New York
1 complaints
Frequently Asked Questions
What is the most common complaint against American International Finance, Inc.? ▼
The most common issue consumers report about American International Finance, Inc. is "Electronic communications", specifically "Contacted before 8am or after 9pm". This is based on 4 complaints filed with the CFPB.
Are complaints against American International Finance, Inc. increasing or decreasing? ▼
Complaints against American International Finance, Inc. are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is American International Finance, Inc.'s reputation grade? ▼
American International Finance, Inc. has a reputation grade of C (score: 64.6/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does American International Finance, Inc. respond to consumer complaints? ▼
American International Finance, Inc. has a 75% timely response rate to CFPB complaints.
In how many states does American International Finance, Inc. operate? ▼
American International Finance, Inc. has received CFPB complaints from consumers in 2 states, with the most complaints from Indiana (3 complaints).
What can I do if American International Finance, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If American International Finance, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |