This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 14 complaints

American Elite Recovery, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 11 states, reputation grade F.

Complaints by issue type

What consumers report about American Elite Recovery, LLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 33.7/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: American Elite Recovery, LLC ranks ahead of 1% of the 5,283 collectors PlainCollector grades - 99% keep a cleaner CFPB record, on 14 all-time complaints and a 14% timely-response rate.

1st pct
reputation rank of 5,283 graded collectors
14
CFPB complaints, all-time
14%
answered inside the CFPB window
0
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about American Elite Recovery, LLC?

American Elite Recovery, LLC has accumulated 14 total CFPB complaints across 11 states, with 0 filed in the most recent 12 months against 14 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened to arrest you or take you to jail if you do not pay". The company posts a 14% timely-response rate.

Complaints have been recorded across 11 states, led by Texas with 3 and New Jersey with 2. Normalized against the full CFPB collector database, the reputation score of 33.7/100 places American Elite Recovery, LLC in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

14

low-volume (CCDB)

Last 12 months

0

0.0% of all-time complaints

Falling ↓

States active

11

regional footprint

Timely response rate

14%

below sla band

Reputation grade

F

33.7/100 composite

How does American Elite Recovery, LLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

34 Bottom 1% higher than 1% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). This entry sits in this band. 40–50: 583 graded collectors (11%). Above this entry. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

American Elite Recovery, LLC versus the debt-collection vertical average.

Timely response within SLA 14.3%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 19.6%

Share of US states + territories with at least one filed complaint against this collector.

How does American Elite Recovery, LLC compare to its peers?

How does American Elite Recovery, LLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
American Elite Recover… National average
Complaints (last 12 mo)lower is better
0
1
268
Timely-response ratehigher is better
14%
29%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-05 2017-12

Issue Detail Breakdown

Issue Sub-Issue Complaints
Took or threatened to take negative or legal action - 6
Communication tactics - 3
False statements or representation - 2
Attempts to collect debt not owed - 1
Written notification about debt - 1
Threatened to contact someone or share information improperly - 1

Where do complaints against American Elite Recovery, LLC come from?

American Elite Recovery, LLC's own per-state count, not a national baseline.

Top states by complaints against American Elite Recovery, LLC

Across 11 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if American Elite Recovery, LLC contacts you

A grade of F signals how American Elite Recovery, LLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really American Elite Recovery, LLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how American Elite Recovery, LLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against American Elite Recovery, LLC? ▼

The most common issue consumers report about American Elite Recovery, LLC is "Took or threatened to take negative or legal action", specifically "Threatened to arrest you or take you to jail if you do not pay". This is based on 14 complaints filed with the CFPB.

Are complaints against American Elite Recovery, LLC increasing or decreasing? ▼

Complaints against American Elite Recovery, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is American Elite Recovery, LLC's reputation grade? ▼

American Elite Recovery, LLC has a reputation grade of F (score: 33.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does American Elite Recovery, LLC respond to consumer complaints? ▼

American Elite Recovery, LLC has a 14% timely response rate to CFPB complaints.

In how many states does American Elite Recovery, LLC operate? ▼

American Elite Recovery, LLC has received CFPB complaints from consumers in 11 states, with the most complaints from Texas (3 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.