Total CFPB complaints
24
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 24 complaints
ALPHA MIDCO INC — Debt Collector Complaint Profile
CFPB complaint profile across 14 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about ALPHA MIDCO INC
- Attempts to collect debt not owed
Attempts to collect debt not owed
16 complaints
- Written notification about debt 5
Written notification about debt
5 complaints
- Took or threatened to take negative or legal action 2
Took or threatened to take negative or legal action
2 complaints
- Electronic communications 1
Electronic communications
1 complaints
F
Grade F · 42.7/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about ALPHA MIDCO INC?
ALPHA MIDCO INC has accumulated 24 total CFPB complaints across 14 states, with 0 filed in the most recent 12 months against 24 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 50% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 14 states, led by Texas with 5 and Florida with 3, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 42.7/100 places ALPHA MIDCO INC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Falling ↓
States active
14
Distinct state filings
Timely response rate
50%
Within CFPB SLA window
Reputation grade
F
42.7/100 composite
Response-quality profile
How ALPHA MIDCO INC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 50.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 25.0%
Share of US states + territories with at least one filed complaint against this collector.
How does ALPHA MIDCO INC compare to its peers?
ALPHA MIDCO INC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-06 2025-03
Top Consumer Issues
Attempts to collect debt not owed16 (%)
Written notification about debt5 (%)
Took or threatened to take negative or legal action2 (%)
Electronic communications1 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 8 |
| Attempts to collect debt not owed | Debt was paid | 5 |
| Written notification about debt | Didn't receive enough information to verify debt | 4 |
| Attempts to collect debt not owed | Debt was result of identity theft | 3 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 2 |
| Written notification about debt | Didn't receive notice of right to dispute | 1 |
| Electronic communications | Frequent or repeated messages | 1 |
Where do complaints against ALPHA MIDCO INC come from?
The states where consumers have filed the most CFPB complaints against ALPHA MIDCO INC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against ALPHA MIDCO INC
Across 14 states with at least one filing
- Texas
Texas
5 complaints
- Florida
Florida
3 complaints
- Tennessee
Tennessee
3 complaints
- Alabama
Alabama
2 complaints
- Indiana
Indiana
2 complaints
- New Mexico 1
New Mexico
1 complaints
- Michigan 1
Michigan
1 complaints
- Mississippi 1
Mississippi
1 complaints
Frequently Asked Questions
What is the most common complaint against ALPHA MIDCO INC? ▼
The most common issue consumers report about ALPHA MIDCO INC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 24 complaints filed with the CFPB.
Are complaints against ALPHA MIDCO INC increasing or decreasing? ▼
Complaints against ALPHA MIDCO INC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.
What is ALPHA MIDCO INC's reputation grade? ▼
ALPHA MIDCO INC has a reputation grade of F (score: 42.7/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does ALPHA MIDCO INC respond to consumer complaints? ▼
ALPHA MIDCO INC has a 50% timely response rate to CFPB complaints.
In how many states does ALPHA MIDCO INC operate? ▼
ALPHA MIDCO INC has received CFPB complaints from consumers in 14 states, with the most complaints from Texas (5 complaints).
What can I do if ALPHA MIDCO INC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If ALPHA MIDCO INC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |