Total CFPB complaints
47
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 47 complaints
Allegiant Capital Recovery LLC — Debt Collector Complaint Profile
CFPB complaint profile across 26 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Allegiant Capital Recovery LLC
- Communication tactics
Communication tactics
16 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
9 complaints
- Attempts to collect debt not owed 5
Attempts to collect debt not owed
5 complaints
- Threatened to contact someone or share information improperly 5
Threatened to contact someone or share information improperly
5 complaints
- Written notification about debt 4
Written notification about debt
4 complaints
- False statements or representation 2
False statements or representation
2 complaints
D
Grade D · 52.8/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Allegiant Capital Recovery LLC?
Allegiant Capital Recovery LLC has accumulated 47 total CFPB complaints across 26 states, with 3 filed in the most recent 12 months against 44 historical complaints before that window. The trailing-12-month volume represents 6.4% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "You told them to stop contacting you, but they keep trying", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 89% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 26 states, led by Michigan with 4 and Texas with 4, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 52.8/100 places Allegiant Capital Recovery LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
3
6.4% of total history
Falling ↓
States active
26
Distinct state filings
Timely response rate
89%
Within CFPB SLA window
Reputation grade
D
52.8/100 composite
Response-quality profile
How Allegiant Capital Recovery LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 89.4%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 46.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Allegiant Capital Recovery LLC compare to its peers?
Allegiant Capital Reco… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2021-01 2025-09
Top Consumer Issues
Communication tactics16 (%)
Took or threatened to take negative or legal action9 (%)
Attempts to collect debt not owed5 (%)
Written notification about debt4 (%)
Threatened to contact someone or share information improperly5 (%)
False statements or representation2 (%)
Most common issue: Communication tactics — You told them to stop contacting you, but they keep trying
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Communication tactics | You told them to stop contacting you, but they keep trying | 7 |
| Communication tactics | Frequent or repeated calls | 7 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 5 |
| Attempts to collect debt not owed | Debt is not yours | 5 |
| Written notification about debt | Didn't receive enough information to verify debt | 4 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 4 |
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 3 |
| Threatened to contact someone or share information improperly | Contacted your employer | 2 |
| Communication tactics | Used obscene, profane, or other abusive language | 2 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 2 |
Where do complaints against Allegiant Capital Recovery LLC come from?
The states where consumers have filed the most CFPB complaints against Allegiant Capital Recovery LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Allegiant Capital Recovery LLC
Across 26 states with at least one filing
- Michigan
Michigan
4 complaints
- Texas
Texas
4 complaints
- California
California
4 complaints
- Illinois
Illinois
3 complaints
- Pennsylvania
Pennsylvania
3 complaints
- Kentucky
Kentucky
3 complaints
- New York
New York
2 complaints
- Arkansas
Arkansas
2 complaints
Frequently Asked Questions
What is the most common complaint against Allegiant Capital Recovery LLC? ▼
The most common issue consumers report about Allegiant Capital Recovery LLC is "Communication tactics", specifically "You told them to stop contacting you, but they keep trying". This is based on 47 complaints filed with the CFPB.
Are complaints against Allegiant Capital Recovery LLC increasing or decreasing? ▼
Complaints against Allegiant Capital Recovery LLC are falling. The company received 3 complaints in the last 12 months, showing improvement over prior periods.
What is Allegiant Capital Recovery LLC's reputation grade? ▼
Allegiant Capital Recovery LLC has a reputation grade of D (score: 52.8/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Allegiant Capital Recovery LLC respond to consumer complaints? ▼
Allegiant Capital Recovery LLC has a 89% timely response rate to CFPB complaints.
In how many states does Allegiant Capital Recovery LLC operate? ▼
Allegiant Capital Recovery LLC has received CFPB complaints from consumers in 26 states, with the most complaints from Michigan (4 complaints).
What can I do if Allegiant Capital Recovery LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Allegiant Capital Recovery LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |