Total CFPB complaints
133
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 133 complaints
All State Credit Bureau, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 10 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about All State Credit Bureau, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
50 complaints
- Written notification about debt
Written notification about debt
33 complaints
- False statements or representation 18
False statements or representation
18 complaints
- Took or threatened to take negative or legal action 13
Took or threatened to take negative or legal action
13 complaints
- Disclosure verification of debt 8
Disclosure verification of debt
8 complaints
- Cont'd attempts collect debt not owed 2
Cont'd attempts collect debt not owed
2 complaints
C
Grade C · 59.7/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about All State Credit Bureau, Inc.?
All State Credit Bureau, Inc. has accumulated 133 total CFPB complaints across 10 states, with 33 filed in the most recent 12 months against 100 historical complaints before that window. The trailing-12-month volume represents 24.8% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 21% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 10 states, led by Michigan with 115 and Illinois with 4, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 59.7/100 places All State Credit Bureau, Inc. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
33
24.8% of total history
Rising ↑
States active
10
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
21%
After company response
Reputation grade
C
59.7/100 composite
Response-quality profile
How All State Credit Bureau, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 42.9%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 17.9%
Share of US states + territories with at least one filed complaint against this collector.
How does All State Credit Bureau, Inc. compare to its peers?
All State Credit Burea… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-03 2026-02
Top Consumer Issues
Attempts to collect debt not owed50 (%)
Written notification about debt33 (%)
False statements or representation18 (%)
Took or threatened to take negative or legal action13 (%)
Disclosure verification of debt8 (%)
Cont'd attempts collect debt not owed2 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 33 |
| Written notification about debt | Didn't receive enough information to verify debt | 25 |
| False statements or representation | Attempted to collect wrong amount | 18 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 13 |
| Attempts to collect debt not owed | Debt was result of identity theft | 9 |
| Attempts to collect debt not owed | Debt was paid | 8 |
| Written notification about debt | Didn't receive notice of right to dispute | 8 |
| Disclosure verification of debt | Not given enough info to verify debt | 5 |
| Disclosure verification of debt | Right to dispute notice not received | 3 |
| Cont'd attempts collect debt not owed | Debt is not mine | 2 |
Where do complaints against All State Credit Bureau, Inc. come from?
The states where consumers have filed the most CFPB complaints against All State Credit Bureau, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against All State Credit Bureau, Inc.
Across 10 states with at least one filing
- Michigan
Michigan
115 complaints
- Illinois 4
Illinois
4 complaints
- Georgia 3
Georgia
3 complaints
- North Carolina 2
North Carolina
2 complaints
- Texas 2
Texas
2 complaints
- California 2
California
2 complaints
- Oregon 1
Oregon
1 complaints
- Massachusetts 1
Massachusetts
1 complaints
Frequently Asked Questions
What is the most common complaint against All State Credit Bureau, Inc.? ▼
The most common issue consumers report about All State Credit Bureau, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 133 complaints filed with the CFPB.
Are complaints against All State Credit Bureau, Inc. increasing or decreasing? ▼
Complaints against All State Credit Bureau, Inc. are rising. The company received 33 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is All State Credit Bureau, Inc.'s reputation grade? ▼
All State Credit Bureau, Inc. has a reputation grade of C (score: 59.7/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does All State Credit Bureau, Inc. respond to consumer complaints? ▼
All State Credit Bureau, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 21% of cases.
In how many states does All State Credit Bureau, Inc. operate? ▼
All State Credit Bureau, Inc. has received CFPB complaints from consumers in 10 states, with the most complaints from Michigan (115 complaints).
What can I do if All State Credit Bureau, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If All State Credit Bureau, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |