This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 135 complaints

All State Credit Bureau, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade C.

Complaints by issue type

What consumers report about All State Credit Bureau, Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

C

Grade C · 59.7/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of C: All State Credit Bureau, Inc. ranks ahead of 42% of the 5,283 collectors PlainCollector grades - 58% keep a cleaner CFPB record, on 135 all-time complaints and a 100% timely-response rate.

42nd pct
reputation rank of 5,283 graded collectors
135
CFPB complaints, all-time
100%
answered inside the CFPB window
24
in the last 12 months (stable)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about All State Credit Bureau, Inc.?

All State Credit Bureau, Inc. has accumulated 135 total CFPB complaints across 10 states, with 24 filed in the most recent 12 months against 111 historical complaints before that window. The trailing-12-month volume represents 17.8% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 100% timely-response rate against a 21% consumer-dispute-after-response rate.

Complaints have been recorded across 10 states, led by Michigan with 117 and Illinois with 4. Normalized against the full CFPB collector database, the reputation score of 59.7/100 places All State Credit Bureau, Inc. in grade band C.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

135

mid-volume (CCDB)

Last 12 months

24

17.8% of all-time complaints

Stable →

States active

10

regional footprint

Timely response rate

100%

excellent band

Consumer disputes

21%

elevated (vertical avg ~19%)

Reputation grade

C

59.7/100 composite

How does All State Credit Bureau, Inc.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

60 42nd percentile higher than 42% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

All State Credit Bureau, Inc. versus the debt-collection vertical average.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 21.4%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 17.9%

Share of US states + territories with at least one filed complaint against this collector.

How does All State Credit Bureau, Inc. compare to its peers?

How does All State Credit Bureau, Inc. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
All State Credit Burea… National average
Complaints (last 12 mo)lower is better
24
59
268
Timely-response ratehigher is better
100%
99%
91%
Consumer-dispute ratelower is better
21%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 51
Written notification about debt - 33
False statements or representation - 22
Took or threatened to take negative or legal action - 14
Disclosure verification of debt - 9
Cont'd attempts collect debt not owed - 4
Communication tactics - 1
Threatened to contact someone or share information improperly - 1

Where do complaints against All State Credit Bureau, Inc. come from?

All State Credit Bureau, Inc.'s own per-state count, not a national baseline.

Top states by complaints against All State Credit Bureau, Inc.

Across 10 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if All State Credit Bureau, Inc. contacts you

A grade of C signals how All State Credit Bureau, Inc.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really All State Credit Bureau, Inc. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how All State Credit Bureau, Inc. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against All State Credit Bureau, Inc.? ▼

The most common issue consumers report about All State Credit Bureau, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 135 complaints filed with the CFPB.

Are complaints against All State Credit Bureau, Inc. increasing or decreasing? ▼

Complaints against All State Credit Bureau, Inc. have been stable. The company received 24 complaints in the last 12 months.

What is All State Credit Bureau, Inc.'s reputation grade? ▼

All State Credit Bureau, Inc. has a reputation grade of C (score: 59.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does All State Credit Bureau, Inc. respond to consumer complaints? ▼

All State Credit Bureau, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 21% of cases.

In how many states does All State Credit Bureau, Inc. operate? ▼

All State Credit Bureau, Inc. has received CFPB complaints from consumers in 10 states, with the most complaints from Michigan (117 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.