Total CFPB complaints
76
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 76 complaints
ALEXANDER-ROSE ASSOC, INC. — Debt Collector Complaint Profile
CFPB complaint profile across 9 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about ALEXANDER-ROSE ASSOC, INC.
- Attempts to collect debt not owed
Attempts to collect debt not owed
29 complaints
- False statements or representation 11
False statements or representation
11 complaints
- Took or threatened to take negative or legal action 10
Took or threatened to take negative or legal action
10 complaints
- Cont'd attempts collect debt not owed 9
Cont'd attempts collect debt not owed
9 complaints
- Written notification about debt 6
Written notification about debt
6 complaints
- Communication tactics 2
Communication tactics
2 complaints
D
Grade D · 58.8/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about ALEXANDER-ROSE ASSOC, INC.?
ALEXANDER-ROSE ASSOC, INC. has accumulated 76 total CFPB complaints across 9 states, with 28 filed in the most recent 12 months against 48 historical complaints before that window. The trailing-12-month volume represents 36.8% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 92% timely-response rate against a 21% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 9 states, led by Texas with 65 and Ohio with 3, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 58.8/100 places ALEXANDER-ROSE ASSOC, INC. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
28
36.8% of total history
Rising ↑
States active
9
Distinct state filings
Timely response rate
92%
Within CFPB SLA window
Consumer disputes
21%
After company response
Reputation grade
D
58.8/100 composite
Response-quality profile
How ALEXANDER-ROSE ASSOC, INC. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 92.1%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 42.9%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 16.1%
Share of US states + territories with at least one filed complaint against this collector.
How does ALEXANDER-ROSE ASSOC, INC. compare to its peers?
ALEXANDER-ROSE ASSOC, … National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2020-12 2026-02
Top Consumer Issues
Attempts to collect debt not owed29 (%)
False statements or representation11 (%)
Took or threatened to take negative or legal action10 (%)
Written notification about debt6 (%)
Cont'd attempts collect debt not owed9 (%)
Communication tactics2 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 19 |
| False statements or representation | Attempted to collect wrong amount | 11 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 10 |
| Attempts to collect debt not owed | Debt was result of identity theft | 7 |
| Written notification about debt | Didn't receive enough information to verify debt | 6 |
| Cont'd attempts collect debt not owed | Debt is not mine | 4 |
| Attempts to collect debt not owed | Debt was paid | 3 |
| Cont'd attempts collect debt not owed | Debt was paid | 3 |
| Communication tactics | Frequent or repeated calls | 2 |
| Cont'd attempts collect debt not owed | Debt resulted from identity theft | 2 |
Where do complaints against ALEXANDER-ROSE ASSOC, INC. come from?
The states where consumers have filed the most CFPB complaints against ALEXANDER-ROSE ASSOC, INC.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against ALEXANDER-ROSE ASSOC, INC.
Across 9 states with at least one filing
- Texas
Texas
65 complaints
- Ohio 3
Ohio
3 complaints
- Missouri 1
Missouri
1 complaints
- Washington 1
Washington
1 complaints
- Florida 1
Florida
1 complaints
- Oklahoma 1
Oklahoma
1 complaints
- Wisconsin 1
Wisconsin
1 complaints
- Virginia 1
Virginia
1 complaints
Frequently Asked Questions
What is the most common complaint against ALEXANDER-ROSE ASSOC, INC.? ▼
The most common issue consumers report about ALEXANDER-ROSE ASSOC, INC. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 76 complaints filed with the CFPB.
Are complaints against ALEXANDER-ROSE ASSOC, INC. increasing or decreasing? ▼
Complaints against ALEXANDER-ROSE ASSOC, INC. are rising. The company received 28 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is ALEXANDER-ROSE ASSOC, INC.'s reputation grade? ▼
ALEXANDER-ROSE ASSOC, INC. has a reputation grade of D (score: 58.8/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does ALEXANDER-ROSE ASSOC, INC. respond to consumer complaints? ▼
ALEXANDER-ROSE ASSOC, INC. has a 92% timely response rate to CFPB complaints. Consumers disputed the company's response in 21% of cases.
In how many states does ALEXANDER-ROSE ASSOC, INC. operate? ▼
ALEXANDER-ROSE ASSOC, INC. has received CFPB complaints from consumers in 9 states, with the most complaints from Texas (65 complaints).
What can I do if ALEXANDER-ROSE ASSOC, INC. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If ALEXANDER-ROSE ASSOC, INC. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |