Total CFPB complaints
29
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 29 complaints
Alco Collections, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 7 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Alco Collections, Inc.
- Written notification about debt
Written notification about debt
11 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
9 complaints
- Disclosure verification of debt 3
Disclosure verification of debt
3 complaints
- Cont'd attempts collect debt not owed 2
Cont'd attempts collect debt not owed
2 complaints
- False statements or representation 1
False statements or representation
1 complaints
- Communication tactics 1
Communication tactics
1 complaints
D
Grade D · 54.7/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Alco Collections, Inc.?
Alco Collections, Inc. has accumulated 29 total CFPB complaints across 7 states, with 0 filed in the most recent 12 months against 29 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Didn't receive notice of right to dispute", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 79% timely-response rate against a 38% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 7 states, led by Louisiana with 18 and Ohio with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 54.7/100 places Alco Collections, Inc. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
7
Distinct state filings
Timely response rate
79%
Within CFPB SLA window
Consumer disputes
38%
After company response
Reputation grade
D
54.7/100 composite
Response-quality profile
How Alco Collections, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 79.3%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 75.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 12.5%
Share of US states + territories with at least one filed complaint against this collector.
How does Alco Collections, Inc. compare to its peers?
Alco Collections, Inc. National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-01 2021-07
Top Consumer Issues
Written notification about debt11 (%)
Attempts to collect debt not owed9 (%)
Disclosure verification of debt3 (%)
Cont'd attempts collect debt not owed2 (%)
False statements or representation1 (%)
Communication tactics1 (%)
Most common issue: Written notification about debt — Didn't receive notice of right to dispute
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Written notification about debt | Didn't receive notice of right to dispute | 6 |
| Written notification about debt | Didn't receive enough information to verify debt | 5 |
| Attempts to collect debt not owed | Debt is not yours | 5 |
| Attempts to collect debt not owed | Debt was paid | 2 |
| Attempts to collect debt not owed | Debt was result of identity theft | 2 |
| Disclosure verification of debt | Not given enough info to verify debt | 2 |
| Cont'd attempts collect debt not owed | Debt is not mine | 2 |
| False statements or representation | Indicated shouldn't respond to lawsuit | 1 |
| Communication tactics | Used obscene/profane/abusive language | 1 |
| Disclosure verification of debt | Not disclosed as an attempt to collect | 1 |
Where do complaints against Alco Collections, Inc. come from?
The states where consumers have filed the most CFPB complaints against Alco Collections, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Alco Collections, Inc.
Across 7 states with at least one filing
- Louisiana
Louisiana
18 complaints
- Ohio 2
Ohio
2 complaints
- Texas 2
Texas
2 complaints
- California 2
California
2 complaints
- Florida 1
Florida
1 complaints
- Michigan 1
Michigan
1 complaints
- Georgia 1
Georgia
1 complaints
Frequently Asked Questions
What is the most common complaint against Alco Collections, Inc.? ▼
The most common issue consumers report about Alco Collections, Inc. is "Written notification about debt", specifically "Didn't receive notice of right to dispute". This is based on 29 complaints filed with the CFPB.
Are complaints against Alco Collections, Inc. increasing or decreasing? ▼
Complaints against Alco Collections, Inc. have been stable. The company received 0 complaints in the last 12 months.
What is Alco Collections, Inc.'s reputation grade? ▼
Alco Collections, Inc. has a reputation grade of D (score: 54.7/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Alco Collections, Inc. respond to consumer complaints? ▼
Alco Collections, Inc. has a 79% timely response rate to CFPB complaints. Consumers disputed the company's response in 38% of cases.
In how many states does Alco Collections, Inc. operate? ▼
Alco Collections, Inc. has received CFPB complaints from consumers in 7 states, with the most complaints from Louisiana (18 complaints).
What can I do if Alco Collections, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Alco Collections, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |