Total CFPB complaints
6
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 6 complaints
Alco Capital Group, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 3 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Alco Capital Group, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
1 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
1 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
1 complaints
- Threatened to contact someone or share information improperly
Threatened to contact someone or share information improperly
1 complaints
- Written notification about debt
Written notification about debt
1 complaints
- Communication tactics
Communication tactics
1 complaints
C
Grade C · 63.8/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Alco Capital Group, LLC?
Alco Capital Group, LLC has accumulated 6 total CFPB complaints across 3 states, with 0 filed in the most recent 12 months against 6 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt was result of identity theft", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 50% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 3 states, led by Wisconsin with 4 and Iowa with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 63.8/100 places Alco Capital Group, LLC in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Falling ↓
States active
3
Distinct state filings
Timely response rate
50%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
C
63.8/100 composite
Response-quality profile
How Alco Capital Group, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 50.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 5.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Alco Capital Group, LLC compare to its peers?
Alco Capital Group, LL… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2016-02 2025-03
Top Consumer Issues
Attempts to collect debt not owed1 (%)
Cont'd attempts collect debt not owed1 (%)
Took or threatened to take negative or legal action1 (%)
Threatened to contact someone or share information improperly1 (%)
Written notification about debt1 (%)
Communication tactics1 (%)
Most common issue: Attempts to collect debt not owed — Debt was result of identity theft
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt was result of identity theft | 1 |
| Cont'd attempts collect debt not owed | Debt is not mine | 1 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 1 |
| Threatened to contact someone or share information improperly | Contacted your employer | 1 |
| Written notification about debt | Didn't receive notice of right to dispute | 1 |
| Communication tactics | Threatened to take legal action | 1 |
Where do complaints against Alco Capital Group, LLC come from?
The states where consumers have filed the most CFPB complaints against Alco Capital Group, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Alco Capital Group, LLC
Across 3 states with at least one filing
- Wisconsin
Wisconsin
4 complaints
- Iowa 1
Iowa
1 complaints
- Ohio 1
Ohio
1 complaints
Frequently Asked Questions
What is the most common complaint against Alco Capital Group, LLC? ▼
The most common issue consumers report about Alco Capital Group, LLC is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 6 complaints filed with the CFPB.
Are complaints against Alco Capital Group, LLC increasing or decreasing? ▼
Complaints against Alco Capital Group, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.
What is Alco Capital Group, LLC's reputation grade? ▼
Alco Capital Group, LLC has a reputation grade of C (score: 63.8/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Alco Capital Group, LLC respond to consumer complaints? ▼
Alco Capital Group, LLC has a 50% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does Alco Capital Group, LLC operate? ▼
Alco Capital Group, LLC has received CFPB complaints from consumers in 3 states, with the most complaints from Wisconsin (4 complaints).
What can I do if Alco Capital Group, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Alco Capital Group, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |