Total CFPB complaints
206
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 206 complaints
ALCHRO INC. — Debt Collector Complaint Profile
CFPB complaint profile across 17 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about ALCHRO INC.
- Attempts to collect debt not owed
Attempts to collect debt not owed
86 complaints
- Written notification about debt
Written notification about debt
36 complaints
- Disclosure verification of debt 18
Disclosure verification of debt
18 complaints
- Cont'd attempts collect debt not owed 17
Cont'd attempts collect debt not owed
17 complaints
- False statements or representation 14
False statements or representation
14 complaints
- Took or threatened to take negative or legal action 10
Took or threatened to take negative or legal action
10 complaints
F
Grade F · 44.0/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about ALCHRO INC.?
ALCHRO INC. has accumulated 206 total CFPB complaints across 17 states, with 39 filed in the most recent 12 months against 167 historical complaints before that window. The trailing-12-month volume represents 18.9% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 44% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 17 states, led by Florida with 160 and Ohio with 8, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 44.0/100 places ALCHRO INC. in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
39
18.9% of total history
Rising ↑
States active
17
Distinct state filings
Timely response rate
44%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
F
44.0/100 composite
Response-quality profile
How ALCHRO INC. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 43.7%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 30.4%
Share of US states + territories with at least one filed complaint against this collector.
How does ALCHRO INC. compare to its peers?
ALCHRO INC. National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-08 2026-02
Top Consumer Issues
Attempts to collect debt not owed86 (%)
Written notification about debt36 (%)
Cont'd attempts collect debt not owed17 (%)
False statements or representation14 (%)
Disclosure verification of debt18 (%)
Took or threatened to take negative or legal action10 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 47 |
| Attempts to collect debt not owed | Debt was result of identity theft | 25 |
| Written notification about debt | Didn't receive enough information to verify debt | 22 |
| Cont'd attempts collect debt not owed | Debt is not mine | 17 |
| False statements or representation | Attempted to collect wrong amount | 14 |
| Written notification about debt | Didn't receive notice of right to dispute | 14 |
| Attempts to collect debt not owed | Debt was paid | 14 |
| Disclosure verification of debt | Not given enough info to verify debt | 14 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 10 |
| Disclosure verification of debt | Right to dispute notice not received | 4 |
Where do complaints against ALCHRO INC. come from?
The states where consumers have filed the most CFPB complaints against ALCHRO INC.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against ALCHRO INC.
Across 17 states with at least one filing
- Florida
Florida
160 complaints
- Ohio 8
Ohio
8 complaints
- North Carolina 6
North Carolina
6 complaints
- Texas 6
Texas
6 complaints
- Maryland 3
Maryland
3 complaints
- New York 3
New York
3 complaints
- Pennsylvania 3
Pennsylvania
3 complaints
- Alabama 2
Alabama
2 complaints
Frequently Asked Questions
What is the most common complaint against ALCHRO INC.? ▼
The most common issue consumers report about ALCHRO INC. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 206 complaints filed with the CFPB.
Are complaints against ALCHRO INC. increasing or decreasing? ▼
Complaints against ALCHRO INC. are rising. The company received 39 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is ALCHRO INC.'s reputation grade? ▼
ALCHRO INC. has a reputation grade of F (score: 44.0/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does ALCHRO INC. respond to consumer complaints? ▼
ALCHRO INC. has a 44% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does ALCHRO INC. operate? ▼
ALCHRO INC. has received CFPB complaints from consumers in 17 states, with the most complaints from Florida (160 complaints).
What can I do if ALCHRO INC. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If ALCHRO INC. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |