Total CFPB complaints
62
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 62 complaints
Action Revenue Recovery, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 9 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Action Revenue Recovery, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
24 complaints
- Written notification about debt
Written notification about debt
17 complaints
- False statements or representation 6
False statements or representation
6 complaints
- Cont'd attempts collect debt not owed 3
Cont'd attempts collect debt not owed
3 complaints
- Took or threatened to take negative or legal action 3
Took or threatened to take negative or legal action
3 complaints
- Disclosure verification of debt 2
Disclosure verification of debt
2 complaints
C
Grade C · 64.2/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Action Revenue Recovery, LLC?
Action Revenue Recovery, LLC has accumulated 62 total CFPB complaints across 9 states, with 1 filed in the most recent 12 months against 61 historical complaints before that window. The trailing-12-month volume represents 1.6% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 14% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 9 states, led by Texas with 28 and Louisiana with 25, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 64.2/100 places Action Revenue Recovery, LLC in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
1
1.6% of total history
Stable →
States active
9
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
14%
After company response
Reputation grade
C
64.2/100 composite
Response-quality profile
How Action Revenue Recovery, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 28.6%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 16.1%
Share of US states + territories with at least one filed complaint against this collector.
How does Action Revenue Recovery, LLC compare to its peers?
Action Revenue Recover… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2019-02 2025-12
Top Consumer Issues
Attempts to collect debt not owed24 (%)
Written notification about debt17 (%)
False statements or representation6 (%)
Cont'd attempts collect debt not owed3 (%)
Took or threatened to take negative or legal action3 (%)
Disclosure verification of debt2 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 15 |
| Written notification about debt | Didn't receive enough information to verify debt | 12 |
| Attempts to collect debt not owed | Debt was result of identity theft | 5 |
| Written notification about debt | Didn't receive notice of right to dispute | 5 |
| Attempts to collect debt not owed | Debt was paid | 4 |
| False statements or representation | Indicated you were committing crime by not paying debt | 4 |
| Cont'd attempts collect debt not owed | Debt is not mine | 3 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 3 |
| Disclosure verification of debt | Right to dispute notice not received | 2 |
| False statements or representation | Attempted to collect wrong amount | 2 |
Where do complaints against Action Revenue Recovery, LLC come from?
The states where consumers have filed the most CFPB complaints against Action Revenue Recovery, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Action Revenue Recovery, LLC
Across 9 states with at least one filing
- Texas
Texas
28 complaints
- Louisiana
Louisiana
25 complaints
- Arkansas 3
Arkansas
3 complaints
- Georgia 1
Georgia
1 complaints
- Maryland 1
Maryland
1 complaints
- Arizona 1
Arizona
1 complaints
- California 1
California
1 complaints
- Virginia 1
Virginia
1 complaints
Frequently Asked Questions
What is the most common complaint against Action Revenue Recovery, LLC? ▼
The most common issue consumers report about Action Revenue Recovery, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 62 complaints filed with the CFPB.
Are complaints against Action Revenue Recovery, LLC increasing or decreasing? ▼
Complaints against Action Revenue Recovery, LLC have been stable. The company received 1 complaints in the last 12 months.
What is Action Revenue Recovery, LLC's reputation grade? ▼
Action Revenue Recovery, LLC has a reputation grade of C (score: 64.2/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Action Revenue Recovery, LLC respond to consumer complaints? ▼
Action Revenue Recovery, LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.
In how many states does Action Revenue Recovery, LLC operate? ▼
Action Revenue Recovery, LLC has received CFPB complaints from consumers in 9 states, with the most complaints from Texas (28 complaints).
What can I do if Action Revenue Recovery, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Action Revenue Recovery, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |