Total CFPB complaints
29
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 29 complaints
Acquired Assets, Ltd. — Debt Collector Complaint Profile
CFPB complaint profile across 15 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Acquired Assets, Ltd.
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
10 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
7 complaints
- Took or threatened to take negative or legal action 3
Took or threatened to take negative or legal action
3 complaints
- Improper contact or sharing of info 2
Improper contact or sharing of info
2 complaints
- Written notification about debt 2
Written notification about debt
2 complaints
- Disclosure verification of debt 2
Disclosure verification of debt
2 complaints
C
Grade C · 60.5/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Acquired Assets, Ltd.?
Acquired Assets, Ltd. has accumulated 29 total CFPB complaints across 15 states, with 3 filed in the most recent 12 months against 26 historical complaints before that window. The trailing-12-month volume represents 10.3% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 44% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 15 states, led by California with 5 and Texas with 4, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 60.5/100 places Acquired Assets, Ltd. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
3
10.3% of total history
Rising ↑
States active
15
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
44%
After company response
Reputation grade
C
60.5/100 composite
Response-quality profile
How Acquired Assets, Ltd. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 87.5%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 26.8%
Share of US states + territories with at least one filed complaint against this collector.
How does Acquired Assets, Ltd. compare to its peers?
Acquired Assets, Ltd. National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-05 2025-12
Top Consumer Issues
Cont'd attempts collect debt not owed10 (%)
Attempts to collect debt not owed7 (%)
Took or threatened to take negative or legal action3 (%)
Improper contact or sharing of info2 (%)
Written notification about debt2 (%)
Disclosure verification of debt2 (%)
Communication tactics2 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 8 |
| Attempts to collect debt not owed | Debt is not yours | 6 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 3 |
| Improper contact or sharing of info | Talked to a third party about my debt | 2 |
| Written notification about debt | Didn't receive enough information to verify debt | 2 |
| Disclosure verification of debt | Not given enough info to verify debt | 2 |
| Cont'd attempts collect debt not owed | Debt was paid | 2 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 1 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| Communication tactics | Threatened to take legal action | 1 |
Where do complaints against Acquired Assets, Ltd. come from?
The states where consumers have filed the most CFPB complaints against Acquired Assets, Ltd.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Acquired Assets, Ltd.
Across 15 states with at least one filing
- California
California
5 complaints
- Texas
Texas
4 complaints
- Georgia
Georgia
3 complaints
- Colorado
Colorado
3 complaints
- Utah
Utah
2 complaints
- Florida 1
Florida
1 complaints
- New Jersey 1
New Jersey
1 complaints
- Maryland 1
Maryland
1 complaints
Frequently Asked Questions
What is the most common complaint against Acquired Assets, Ltd.? ▼
The most common issue consumers report about Acquired Assets, Ltd. is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 29 complaints filed with the CFPB.
Are complaints against Acquired Assets, Ltd. increasing or decreasing? ▼
Complaints against Acquired Assets, Ltd. are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Acquired Assets, Ltd.'s reputation grade? ▼
Acquired Assets, Ltd. has a reputation grade of C (score: 60.5/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Acquired Assets, Ltd. respond to consumer complaints? ▼
Acquired Assets, Ltd. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 44% of cases.
In how many states does Acquired Assets, Ltd. operate? ▼
Acquired Assets, Ltd. has received CFPB complaints from consumers in 15 states, with the most complaints from California (5 complaints).
What can I do if Acquired Assets, Ltd. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Acquired Assets, Ltd. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |