Total CFPB complaints
75
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 75 complaints
Accounts Receivable Management, Inc (NJ) (Closed) — Debt Collector Complaint Profile
CFPB complaint profile across 24 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Accounts Receivable Management, Inc (NJ) (Closed)
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
38 complaints
- Communication tactics
Communication tactics
23 complaints
- Improper contact or sharing of info 6
Improper contact or sharing of info
6 complaints
- Disclosure verification of debt 5
Disclosure verification of debt
5 complaints
- Taking/threatening an illegal action 1
Taking/threatening an illegal action
1 complaints
C
Grade C · 63.6/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Accounts Receivable Management, Inc (NJ) (Closed)?
Accounts Receivable Management, Inc (NJ) (Closed) has accumulated 75 total CFPB complaints across 24 states, with 0 filed in the most recent 12 months against 75 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 13% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 24 states, led by California with 12 and New York with 12, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 63.6/100 places Accounts Receivable Management, Inc (NJ) (Closed) in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
24
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
13%
After company response
Reputation grade
C
63.6/100 composite
Response-quality profile
How Accounts Receivable Management, Inc (NJ) (Closed) performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 26.7%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 42.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Accounts Receivable Management, Inc (NJ) (Closed) compare to its peers?
Accounts Receivable Ma… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2013-07 2014-12
Top Consumer Issues
Cont'd attempts collect debt not owed38 (%)
Communication tactics23 (%)
Disclosure verification of debt5 (%)
Improper contact or sharing of info6 (%)
Taking/threatening an illegal action1 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 29 |
| Communication tactics | Frequent or repeated calls | 21 |
| Cont'd attempts collect debt not owed | Debt was paid | 6 |
| Disclosure verification of debt | Not given enough info to verify debt | 5 |
| Cont'd attempts collect debt not owed | Debt resulted from identity theft | 3 |
| Improper contact or sharing of info | Talked to a third party about my debt | 3 |
| Improper contact or sharing of info | Contacted employer after asked not to | 2 |
| Communication tactics | Threatened to take legal action | 2 |
| Taking/threatening an illegal action | Threatened arrest/jail if do not pay | 1 |
| Improper contact or sharing of info | Contacted me after I asked not to | 1 |
Where do complaints against Accounts Receivable Management, Inc (NJ) (Closed) come from?
The states where consumers have filed the most CFPB complaints against Accounts Receivable Management, Inc (NJ) (Closed). Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Accounts Receivable Management, Inc (NJ) (Closed)
Across 24 states with at least one filing
- California
California
12 complaints
- New York
New York
12 complaints
- New Jersey
New Jersey
8 complaints
- Florida
Florida
6 complaints
- Pennsylvania
Pennsylvania
5 complaints
- Texas
Texas
5 complaints
- Virginia 4
Virginia
4 complaints
- Michigan 3
Michigan
3 complaints
Frequently Asked Questions
What is the most common complaint against Accounts Receivable Management, Inc (NJ) (Closed)? ▼
The most common issue consumers report about Accounts Receivable Management, Inc (NJ) (Closed) is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 75 complaints filed with the CFPB.
Are complaints against Accounts Receivable Management, Inc (NJ) (Closed) increasing or decreasing? ▼
Complaints against Accounts Receivable Management, Inc (NJ) (Closed) have been stable. The company received 0 complaints in the last 12 months.
What is Accounts Receivable Management, Inc (NJ) (Closed)'s reputation grade? ▼
Accounts Receivable Management, Inc (NJ) (Closed) has a reputation grade of C (score: 63.6/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Accounts Receivable Management, Inc (NJ) (Closed) respond to consumer complaints? ▼
Accounts Receivable Management, Inc (NJ) (Closed) has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 13% of cases.
In how many states does Accounts Receivable Management, Inc (NJ) (Closed) operate? ▼
Accounts Receivable Management, Inc (NJ) (Closed) has received CFPB complaints from consumers in 24 states, with the most complaints from California (12 complaints).
What can I do if Accounts Receivable Management, Inc (NJ) (Closed) is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Accounts Receivable Management, Inc (NJ) (Closed) violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |