Total CFPB complaints
28
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 28 complaints
Accounts Receivable Consultants Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 4 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Accounts Receivable Consultants Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
7 complaints
- Communication tactics
Communication tactics
7 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
5 complaints
- Written notification about debt
Written notification about debt
5 complaints
- Cont'd attempts collect debt not owed 2
Cont'd attempts collect debt not owed
2 complaints
- Improper contact or sharing of info 1
Improper contact or sharing of info
1 complaints
C
Grade C · 65.4/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Accounts Receivable Consultants Inc.?
Accounts Receivable Consultants Inc. has accumulated 28 total CFPB complaints across 4 states, with 2 filed in the most recent 12 months against 26 historical complaints before that window. The trailing-12-month volume represents 7.1% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened or suggested your credit would be damaged", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 82% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 4 states, led by Texas with 22 and California with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 65.4/100 places Accounts Receivable Consultants Inc. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
2
7.1% of total history
Rising ↑
States active
4
Distinct state filings
Timely response rate
82%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
C
65.4/100 composite
Response-quality profile
How Accounts Receivable Consultants Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 82.1%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 7.1%
Share of US states + territories with at least one filed complaint against this collector.
How does Accounts Receivable Consultants Inc. compare to its peers?
Accounts Receivable Co… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-03 2026-03
Top Consumer Issues
Took or threatened to take negative or legal action5 (%)
Written notification about debt5 (%)
Attempts to collect debt not owed7 (%)
Communication tactics7 (%)
Cont'd attempts collect debt not owed2 (%)
Improper contact or sharing of info1 (%)
Most common issue: Took or threatened to take negative or legal action — Threatened or suggested your credit would be damaged
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 5 |
| Written notification about debt | Didn't receive enough information to verify debt | 4 |
| Attempts to collect debt not owed | Debt is not yours | 4 |
| Communication tactics | Used obscene, profane, or other abusive language | 3 |
| Attempts to collect debt not owed | Debt was paid | 3 |
| Communication tactics | Frequent or repeated calls | 3 |
| Cont'd attempts collect debt not owed | Debt is not mine | 2 |
| Communication tactics | Used obscene/profane/abusive language | 1 |
| Improper contact or sharing of info | Contacted employer after asked not to | 1 |
| Written notification about debt | Didn't receive notice of right to dispute | 1 |
Where do complaints against Accounts Receivable Consultants Inc. come from?
The states where consumers have filed the most CFPB complaints against Accounts Receivable Consultants Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Accounts Receivable Consultants Inc.
Across 4 states with at least one filing
- Texas
Texas
22 complaints
- California 1
California
1 complaints
- Oregon 1
Oregon
1 complaints
- Florida 1
Florida
1 complaints
Frequently Asked Questions
What is the most common complaint against Accounts Receivable Consultants Inc.? ▼
The most common issue consumers report about Accounts Receivable Consultants Inc. is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 28 complaints filed with the CFPB.
Are complaints against Accounts Receivable Consultants Inc. increasing or decreasing? ▼
Complaints against Accounts Receivable Consultants Inc. are rising. The company received 2 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Accounts Receivable Consultants Inc.'s reputation grade? ▼
Accounts Receivable Consultants Inc. has a reputation grade of C (score: 65.4/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Accounts Receivable Consultants Inc. respond to consumer complaints? ▼
Accounts Receivable Consultants Inc. has a 82% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does Accounts Receivable Consultants Inc. operate? ▼
Accounts Receivable Consultants Inc. has received CFPB complaints from consumers in 4 states, with the most complaints from Texas (22 complaints).
What can I do if Accounts Receivable Consultants Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Accounts Receivable Consultants Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |