Total CFPB complaints
5
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 5 complaints
AccessOne Holdings, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 2 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about AccessOne Holdings, Inc.
- False statements or representation
False statements or representation
2 complaints
- Written notification about debt
Written notification about debt
2 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
1 complaints
C
Grade C · 63.0/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about AccessOne Holdings, Inc.?
AccessOne Holdings, Inc. has accumulated 5 total CFPB complaints across 2 states, with 2 filed in the most recent 12 months against 3 historical complaints before that window. The trailing-12-month volume represents 40.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Attempted to collect wrong amount", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 80% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 2 states, led by North Carolina with 4 and Virginia with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 63.0/100 places AccessOne Holdings, Inc. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
2
40.0% of total history
Stable →
States active
2
Distinct state filings
Timely response rate
80%
Within CFPB SLA window
Reputation grade
C
63.0/100 composite
Response-quality profile
How AccessOne Holdings, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 80.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 3.6%
Share of US states + territories with at least one filed complaint against this collector.
How does AccessOne Holdings, Inc. compare to its peers?
AccessOne Holdings, I… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-07 2026-01
Top Consumer Issues
False statements or representation2 (%)
Attempts to collect debt not owed1 (%)
Written notification about debt2 (%)
Most common issue: False statements or representation — Attempted to collect wrong amount
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| False statements or representation | Attempted to collect wrong amount | 2 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| Written notification about debt | Didn't receive notice of right to dispute | 1 |
| Written notification about debt | Didn't receive enough information to verify debt | 1 |
Where do complaints against AccessOne Holdings, Inc. come from?
The states where consumers have filed the most CFPB complaints against AccessOne Holdings, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against AccessOne Holdings, Inc.
Across 2 states with at least one filing
- North Carolina
North Carolina
4 complaints
- Virginia 1
Virginia
1 complaints
Frequently Asked Questions
What is the most common complaint against AccessOne Holdings, Inc.? ▼
The most common issue consumers report about AccessOne Holdings, Inc. is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 5 complaints filed with the CFPB.
Are complaints against AccessOne Holdings, Inc. increasing or decreasing? ▼
Complaints against AccessOne Holdings, Inc. have been stable. The company received 2 complaints in the last 12 months.
What is AccessOne Holdings, Inc.'s reputation grade? ▼
AccessOne Holdings, Inc. has a reputation grade of C (score: 63.0/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does AccessOne Holdings, Inc. respond to consumer complaints? ▼
AccessOne Holdings, Inc. has a 80% timely response rate to CFPB complaints.
In how many states does AccessOne Holdings, Inc. operate? ▼
AccessOne Holdings, Inc. has received CFPB complaints from consumers in 2 states, with the most complaints from North Carolina (4 complaints).
What can I do if AccessOne Holdings, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If AccessOne Holdings, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |