Total CFPB complaints
22
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 22 complaints
Abrahamsen Ratchford, P.C — Debt Collector Complaint Profile
CFPB complaint profile across 3 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Abrahamsen Ratchford, P.C
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
9 complaints
- Written notification about debt
Written notification about debt
7 complaints
- Attempts to collect debt not owed 3
Attempts to collect debt not owed
3 complaints
- False statements or representation 1
False statements or representation
1 complaints
- Communication tactics 1
Communication tactics
1 complaints
D
Grade D · 55.6/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Abrahamsen Ratchford, P.C?
Abrahamsen Ratchford, P.C has accumulated 22 total CFPB complaints across 3 states, with 0 filed in the most recent 12 months against 22 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Didn't receive enough information to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 50% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 3 states, led by Pennsylvania with 14 and Maine with 4, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 55.6/100 places Abrahamsen Ratchford, P.C in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
3
Distinct state filings
Timely response rate
50%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
D
55.6/100 composite
Response-quality profile
How Abrahamsen Ratchford, P.C performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 50.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 5.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Abrahamsen Ratchford, P.C compare to its peers?
Abrahamsen Ratchford, … National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-12 2022-08
Top Consumer Issues
Written notification about debt7 (%)
Attempts to collect debt not owed3 (%)
Took or threatened to take negative or legal action9 (%)
False statements or representation1 (%)
Communication tactics1 (%)
Most common issue: Written notification about debt — Didn't receive enough information to verify debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Written notification about debt | Didn't receive enough information to verify debt | 6 |
| Attempts to collect debt not owed | Debt is not yours | 3 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 3 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 2 |
| Took or threatened to take negative or legal action | Collected or attempted to collect exempt funds | 2 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 1 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 1 |
| Took or threatened to take negative or legal action | Seized or attempted to seize your property | 1 |
| Written notification about debt | Didn't receive notice of right to dispute | 1 |
| Communication tactics | Frequent or repeated calls | 1 |
Where do complaints against Abrahamsen Ratchford, P.C come from?
The states where consumers have filed the most CFPB complaints against Abrahamsen Ratchford, P.C. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Abrahamsen Ratchford, P.C
Across 3 states with at least one filing
- Pennsylvania
Pennsylvania
14 complaints
- Maine 4
Maine
4 complaints
- Massachusetts 4
Massachusetts
4 complaints
Frequently Asked Questions
What is the most common complaint against Abrahamsen Ratchford, P.C? ▼
The most common issue consumers report about Abrahamsen Ratchford, P.C is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 22 complaints filed with the CFPB.
Are complaints against Abrahamsen Ratchford, P.C increasing or decreasing? ▼
Complaints against Abrahamsen Ratchford, P.C have been stable. The company received 0 complaints in the last 12 months.
What is Abrahamsen Ratchford, P.C's reputation grade? ▼
Abrahamsen Ratchford, P.C has a reputation grade of D (score: 55.6/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Abrahamsen Ratchford, P.C respond to consumer complaints? ▼
Abrahamsen Ratchford, P.C has a 50% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does Abrahamsen Ratchford, P.C operate? ▼
Abrahamsen Ratchford, P.C has received CFPB complaints from consumers in 3 states, with the most complaints from Pennsylvania (14 complaints).
What can I do if Abrahamsen Ratchford, P.C is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Abrahamsen Ratchford, P.C violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |