Total CFPB complaints
37
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 37 complaints
AAS Debt Recovery, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 8 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about AAS Debt Recovery, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
18 complaints
- Written notification about debt 6
Written notification about debt
6 complaints
- False statements or representation 5
False statements or representation
5 complaints
- Cont'd attempts collect debt not owed 3
Cont'd attempts collect debt not owed
3 complaints
- Took or threatened to take negative or legal action 2
Took or threatened to take negative or legal action
2 complaints
- Disclosure verification of debt 2
Disclosure verification of debt
2 complaints
D
Grade D · 58.5/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about AAS Debt Recovery, Inc.?
AAS Debt Recovery, Inc. has accumulated 37 total CFPB complaints across 8 states, with 10 filed in the most recent 12 months against 27 historical complaints before that window. The trailing-12-month volume represents 27.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 97% timely-response rate against a 43% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 8 states, led by Pennsylvania with 20 and Ohio with 7, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 58.5/100 places AAS Debt Recovery, Inc. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
10
27.0% of total history
Rising ↑
States active
8
Distinct state filings
Timely response rate
97%
Within CFPB SLA window
Consumer disputes
43%
After company response
Reputation grade
D
58.5/100 composite
Response-quality profile
How AAS Debt Recovery, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 97.3%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 85.7%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 14.3%
Share of US states + territories with at least one filed complaint against this collector.
How does AAS Debt Recovery, Inc. compare to its peers?
AAS Debt Recovery, Inc… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2017-04 2026-02
Top Consumer Issues
Attempts to collect debt not owed18 (%)
Written notification about debt6 (%)
False statements or representation5 (%)
Took or threatened to take negative or legal action2 (%)
Disclosure verification of debt2 (%)
Cont'd attempts collect debt not owed3 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 7 |
| Attempts to collect debt not owed | Debt was result of identity theft | 7 |
| Written notification about debt | Didn't receive enough information to verify debt | 6 |
| False statements or representation | Attempted to collect wrong amount | 5 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 2 |
| Attempts to collect debt not owed | Debt was paid | 2 |
| Disclosure verification of debt | Not given enough info to verify debt | 2 |
| Cont'd attempts collect debt not owed | Debt is not mine | 2 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 2 |
| Cont'd attempts collect debt not owed | Debt was paid | 1 |
Where do complaints against AAS Debt Recovery, Inc. come from?
The states where consumers have filed the most CFPB complaints against AAS Debt Recovery, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against AAS Debt Recovery, Inc.
Across 8 states with at least one filing
- Pennsylvania
Pennsylvania
20 complaints
- Ohio 7
Ohio
7 complaints
- Florida 3
Florida
3 complaints
- Alabama 2
Alabama
2 complaints
- North Carolina 2
North Carolina
2 complaints
- Virginia 1
Virginia
1 complaints
- Maryland 1
Maryland
1 complaints
- Illinois 1
Illinois
1 complaints
Frequently Asked Questions
What is the most common complaint against AAS Debt Recovery, Inc.? ▼
The most common issue consumers report about AAS Debt Recovery, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 37 complaints filed with the CFPB.
Are complaints against AAS Debt Recovery, Inc. increasing or decreasing? ▼
Complaints against AAS Debt Recovery, Inc. are rising. The company received 10 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is AAS Debt Recovery, Inc.'s reputation grade? ▼
AAS Debt Recovery, Inc. has a reputation grade of D (score: 58.5/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does AAS Debt Recovery, Inc. respond to consumer complaints? ▼
AAS Debt Recovery, Inc. has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 43% of cases.
In how many states does AAS Debt Recovery, Inc. operate? ▼
AAS Debt Recovery, Inc. has received CFPB complaints from consumers in 8 states, with the most complaints from Pennsylvania (20 complaints).
What can I do if AAS Debt Recovery, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If AAS Debt Recovery, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |