This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 87 complaints

AA Recovery Solutions, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 32 states, reputation grade F.

Complaints by issue type

What consumers report about AA Recovery Solutions, Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 47.7/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: AA Recovery Solutions, Inc. ranks ahead of 11% of the 5,283 collectors PlainCollector grades - 89% keep a cleaner CFPB record, on 87 all-time complaints and a 82% timely-response rate.

11th pct
reputation rank of 5,283 graded collectors
87
CFPB complaints, all-time
82%
answered inside the CFPB window
14
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about AA Recovery Solutions, Inc.?

AA Recovery Solutions, Inc. has accumulated 87 total CFPB complaints across 32 states, with 14 filed in the most recent 12 months against 73 historical complaints before that window. The trailing-12-month volume represents 16.1% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Threatened to contact someone or share information improperly", narrowing to "Talked to a third-party about your debt". The company posts a 82% timely-response rate.

Complaints have been recorded across 32 states, led by Texas with 11 and California with 8. Normalized against the full CFPB collector database, the reputation score of 47.7/100 places AA Recovery Solutions, Inc. in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

87

low-volume (CCDB)

Last 12 months

14

16.1% of all-time complaints

Falling ↓

States active

32

multi-region footprint

Timely response rate

82%

acceptable band

Reputation grade

F

47.7/100 composite

How does AA Recovery Solutions, Inc.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

48 Bottom 11% higher than 11% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). This entry sits in this band. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

AA Recovery Solutions, Inc. versus the debt-collection vertical average.

Timely response within SLA 81.7%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 57.1%

Share of US states + territories with at least one filed complaint against this collector.

How does AA Recovery Solutions, Inc. compare to its peers?

How does AA Recovery Solutions, Inc. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
AA Recovery Solutions,… National average
Complaints (last 12 mo)lower is better
14
25
268
Timely-response ratehigher is better
82%
98%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-04 2025-04

Issue Detail Breakdown

Issue Sub-Issue Complaints
Threatened to contact someone or share information improperly - 32
Communication tactics - 23
Took or threatened to take negative or legal action - 15
Attempts to collect debt not owed - 6
Written notification about debt - 6
False statements or representation - 4
Electronic communications - 1

Where do complaints against AA Recovery Solutions, Inc. come from?

AA Recovery Solutions, Inc.'s own per-state count, not a national baseline.

Top states by complaints against AA Recovery Solutions, Inc.

Across 32 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if AA Recovery Solutions, Inc. contacts you

A grade of F signals how AA Recovery Solutions, Inc.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really AA Recovery Solutions, Inc. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how AA Recovery Solutions, Inc. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against AA Recovery Solutions, Inc.? ▼

The most common issue consumers report about AA Recovery Solutions, Inc. is "Threatened to contact someone or share information improperly", specifically "Talked to a third-party about your debt". This is based on 87 complaints filed with the CFPB.

Are complaints against AA Recovery Solutions, Inc. increasing or decreasing? ▼

Complaints against AA Recovery Solutions, Inc. are falling. The company received 14 complaints in the last 12 months, showing improvement over prior periods.

What is AA Recovery Solutions, Inc.'s reputation grade? ▼

AA Recovery Solutions, Inc. has a reputation grade of F (score: 47.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does AA Recovery Solutions, Inc. respond to consumer complaints? ▼

AA Recovery Solutions, Inc. has a 82% timely response rate to CFPB complaints.

In how many states does AA Recovery Solutions, Inc. operate? ▼

AA Recovery Solutions, Inc. has received CFPB complaints from consumers in 32 states, with the most complaints from Texas (11 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.