Total CFPB complaints
82
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 82 complaints
AA Recovery Solutions, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 30 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about AA Recovery Solutions, Inc.
- Threatened to contact someone or share information improperly
Threatened to contact someone or share information improperly
26 complaints
- Communication tactics
Communication tactics
22 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
12 complaints
- Attempts to collect debt not owed 3
Attempts to collect debt not owed
3 complaints
- Written notification about debt 3
Written notification about debt
3 complaints
F
Grade F · 47.7/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about AA Recovery Solutions, Inc.?
AA Recovery Solutions, Inc. has accumulated 82 total CFPB complaints across 30 states, with 14 filed in the most recent 12 months against 68 historical complaints before that window. The trailing-12-month volume represents 17.1% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Threatened to contact someone or share information improperly", narrowing to "Talked to a third-party about your debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 82% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 30 states, led by Texas with 11 and California with 8, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 47.7/100 places AA Recovery Solutions, Inc. in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
14
17.1% of total history
Rising ↑
States active
30
Distinct state filings
Timely response rate
82%
Within CFPB SLA window
Reputation grade
F
47.7/100 composite
Response-quality profile
How AA Recovery Solutions, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 81.7%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 53.6%
Share of US states + territories with at least one filed complaint against this collector.
How does AA Recovery Solutions, Inc. compare to its peers?
AA Recovery Solutions,… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-05 2026-01
Top Consumer Issues
Threatened to contact someone or share information improperly26 (%)
Communication tactics22 (%)
Took or threatened to take negative or legal action12 (%)
Attempts to collect debt not owed3 (%)
Written notification about debt3 (%)
Most common issue: Threatened to contact someone or share information improperly — Talked to a third-party about your debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 22 |
| Communication tactics | Frequent or repeated calls | 11 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 6 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 6 |
| Communication tactics | Used obscene, profane, or other abusive language | 5 |
| Threatened to contact someone or share information improperly | Contacted your employer | 4 |
| Attempts to collect debt not owed | Debt was paid | 3 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 3 |
| Took or threatened to take negative or legal action | Seized or attempted to seize your property | 3 |
| Written notification about debt | Didn't receive notice of right to dispute | 3 |
Where do complaints against AA Recovery Solutions, Inc. come from?
The states where consumers have filed the most CFPB complaints against AA Recovery Solutions, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against AA Recovery Solutions, Inc.
Across 30 states with at least one filing
- Texas
Texas
11 complaints
- California
California
8 complaints
- Ohio
Ohio
7 complaints
- Arizona
Arizona
5 complaints
- Tennessee
Tennessee
5 complaints
- Missouri 4
Missouri
4 complaints
- Florida 4
Florida
4 complaints
- Virginia 3
Virginia
3 complaints
Frequently Asked Questions
What is the most common complaint against AA Recovery Solutions, Inc.? ▼
The most common issue consumers report about AA Recovery Solutions, Inc. is "Threatened to contact someone or share information improperly", specifically "Talked to a third-party about your debt". This is based on 82 complaints filed with the CFPB.
Are complaints against AA Recovery Solutions, Inc. increasing or decreasing? ▼
Complaints against AA Recovery Solutions, Inc. are rising. The company received 14 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is AA Recovery Solutions, Inc.'s reputation grade? ▼
AA Recovery Solutions, Inc. has a reputation grade of F (score: 47.7/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does AA Recovery Solutions, Inc. respond to consumer complaints? ▼
AA Recovery Solutions, Inc. has a 82% timely response rate to CFPB complaints.
In how many states does AA Recovery Solutions, Inc. operate? ▼
AA Recovery Solutions, Inc. has received CFPB complaints from consumers in 30 states, with the most complaints from Texas (11 complaints).
What can I do if AA Recovery Solutions, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If AA Recovery Solutions, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |