Total CFPB complaints
21
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 21 complaints
A & E Futures LLC — Debt Collector Complaint Profile
CFPB complaint profile across 7 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about A & E Futures LLC
- False statements or representation
False statements or representation
6 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
4 complaints
- Written notification about debt
Written notification about debt
4 complaints
- Disclosure verification of debt 2
Disclosure verification of debt
2 complaints
- Cont'd attempts collect debt not owed 2
Cont'd attempts collect debt not owed
2 complaints
- Took or threatened to take negative or legal action 1
Took or threatened to take negative or legal action
1 complaints
C
Grade C · 62.2/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about A & E Futures LLC?
A & E Futures LLC has accumulated 21 total CFPB complaints across 7 states, with 1 filed in the most recent 12 months against 20 historical complaints before that window. The trailing-12-month volume represents 4.8% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Attempted to collect wrong amount", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 86% timely-response rate against a 25% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 7 states, led by Missouri with 12 and Indiana with 3, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 62.2/100 places A & E Futures LLC in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
1
4.8% of total history
Rising ↑
States active
7
Distinct state filings
Timely response rate
86%
Within CFPB SLA window
Consumer disputes
25%
After company response
Reputation grade
C
62.2/100 composite
Response-quality profile
How A & E Futures LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 85.7%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 50.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 12.5%
Share of US states + territories with at least one filed complaint against this collector.
How does A & E Futures LLC compare to its peers?
A & E Futures LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-03 2025-12
Top Consumer Issues
False statements or representation6 (%)
Attempts to collect debt not owed4 (%)
Disclosure verification of debt2 (%)
Written notification about debt4 (%)
Cont'd attempts collect debt not owed2 (%)
Took or threatened to take negative or legal action1 (%)
Improper contact or sharing of info1 (%)
Most common issue: False statements or representation — Attempted to collect wrong amount
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| False statements or representation | Attempted to collect wrong amount | 5 |
| Attempts to collect debt not owed | Debt is not yours | 3 |
| Disclosure verification of debt | Right to dispute notice not received | 2 |
| Written notification about debt | Didn't receive notice of right to dispute | 2 |
| Cont'd attempts collect debt not owed | Debt is not mine | 2 |
| Written notification about debt | Didn't receive enough information to verify debt | 2 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 1 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 1 |
| Improper contact or sharing of info | Talked to a third party about my debt | 1 |
| Attempts to collect debt not owed | Debt was paid | 1 |
Where do complaints against A & E Futures LLC come from?
The states where consumers have filed the most CFPB complaints against A & E Futures LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against A & E Futures LLC
Across 7 states with at least one filing
- Missouri
Missouri
12 complaints
- Indiana 3
Indiana
3 complaints
- Florida 2
Florida
2 complaints
- North Carolina 1
North Carolina
1 complaints
- Arkansas 1
Arkansas
1 complaints
- Oklahoma 1
Oklahoma
1 complaints
- Texas 1
Texas
1 complaints
Frequently Asked Questions
What is the most common complaint against A & E Futures LLC? ▼
The most common issue consumers report about A & E Futures LLC is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 21 complaints filed with the CFPB.
Are complaints against A & E Futures LLC increasing or decreasing? ▼
Complaints against A & E Futures LLC are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is A & E Futures LLC's reputation grade? ▼
A & E Futures LLC has a reputation grade of C (score: 62.2/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does A & E Futures LLC respond to consumer complaints? ▼
A & E Futures LLC has a 86% timely response rate to CFPB complaints. Consumers disputed the company's response in 25% of cases.
In how many states does A & E Futures LLC operate? ▼
A & E Futures LLC has received CFPB complaints from consumers in 7 states, with the most complaints from Missouri (12 complaints).
What can I do if A & E Futures LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If A & E Futures LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |