This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 195 complaints

2288984 Ontario Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 30 states, reputation grade C.

Complaints by issue type

What consumers report about 2288984 Ontario Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

C

Grade C · 62.2/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of C: 2288984 Ontario Inc. ranks ahead of 50% of the 5,283 collectors PlainCollector grades - 50% keep a cleaner CFPB record, on 195 all-time complaints and a 100% timely-response rate.

50th pct
reputation rank of 5,283 graded collectors
195
CFPB complaints, all-time
100%
answered inside the CFPB window
75
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about 2288984 Ontario Inc.?

2288984 Ontario Inc. has accumulated 195 total CFPB complaints across 30 states, with 75 filed in the most recent 12 months against 120 historical complaints before that window. The trailing-12-month volume represents 38.5% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened or suggested your credit would be damaged". The company posts a 100% timely-response rate against a 9% consumer-dispute-after-response rate.

Complaints have been recorded across 30 states, led by Texas with 46 and Florida with 26. Normalized against the full CFPB collector database, the reputation score of 62.2/100 places 2288984 Ontario Inc. in grade band C.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

195

mid-volume (CCDB)

Last 12 months

75

38.5% of all-time complaints

Rising ↑

States active

30

multi-region footprint

Timely response rate

100%

excellent band

Consumer disputes

9%

low (vertical avg ~19%)

Reputation grade

C

62.2/100 composite

How does 2288984 Ontario Inc.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

62 50th percentile higher than 50% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). Below this entry. 60–70: 1,364 graded collectors (26%). This entry sits in this band. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

2288984 Ontario Inc. versus the debt-collection vertical average.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 9.1%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 53.6%

Share of US states + territories with at least one filed complaint against this collector.

How does 2288984 Ontario Inc. compare to its peers?

How does 2288984 Ontario Inc. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
2288984 Ontario Inc. National average
Complaints (last 12 mo)lower is better
75
6
268
Timely-response ratehigher is better
100%
95%
91%
Consumer-dispute ratelower is better
9%
31%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-03 2020-02

Issue Detail Breakdown

Issue Sub-Issue Complaints
Took or threatened to take negative or legal action - 69
Attempts to collect debt not owed - 37
Communication tactics - 29
False statements or representation - 23
Threatened to contact someone or share information improperly - 20
Written notification about debt - 10
Disclosure verification of debt - 2
Improper contact or sharing of info - 2
Cont'd attempts collect debt not owed - 1
Electronic communications - 1

Where do complaints against 2288984 Ontario Inc. come from?

2288984 Ontario Inc.'s own per-state count, not a national baseline.

Top states by complaints against 2288984 Ontario Inc.

Across 30 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if 2288984 Ontario Inc. contacts you

A grade of C signals how 2288984 Ontario Inc.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really 2288984 Ontario Inc. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how 2288984 Ontario Inc. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against 2288984 Ontario Inc.? ▼

The most common issue consumers report about 2288984 Ontario Inc. is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 195 complaints filed with the CFPB.

Are complaints against 2288984 Ontario Inc. increasing or decreasing? ▼

Complaints against 2288984 Ontario Inc. are rising. The company received 75 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is 2288984 Ontario Inc.'s reputation grade? ▼

2288984 Ontario Inc. has a reputation grade of C (score: 62.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does 2288984 Ontario Inc. respond to consumer complaints? ▼

2288984 Ontario Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 9% of cases.

In how many states does 2288984 Ontario Inc. operate? ▼

2288984 Ontario Inc. has received CFPB complaints from consumers in 30 states, with the most complaints from Texas (46 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.