Total CFPB complaints
166
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 166 complaints
2288984 Ontario Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 27 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about 2288984 Ontario Inc.
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
46 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
25 complaints
- False statements or representation
False statements or representation
21 complaints
- Communication tactics 17
Communication tactics
17 complaints
- Threatened to contact someone or share information improperly 10
Threatened to contact someone or share information improperly
10 complaints
- Written notification about debt 8
Written notification about debt
8 complaints
C
Grade C · 62.2/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about 2288984 Ontario Inc.?
2288984 Ontario Inc. has accumulated 166 total CFPB complaints across 27 states, with 58 filed in the most recent 12 months against 108 historical complaints before that window. The trailing-12-month volume represents 34.9% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened or suggested your credit would be damaged", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 9% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 27 states, led by Texas with 42 and Ohio with 23, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 62.2/100 places 2288984 Ontario Inc. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
58
34.9% of total history
Rising ↑
States active
27
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
9%
After company response
Reputation grade
C
62.2/100 composite
Response-quality profile
How 2288984 Ontario Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 18.2%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 48.2%
Share of US states + territories with at least one filed complaint against this collector.
How does 2288984 Ontario Inc. compare to its peers?
2288984 Ontario Inc. National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-02 2026-03
Top Consumer Issues
Took or threatened to take negative or legal action46 (%)
Communication tactics17 (%)
False statements or representation21 (%)
Attempts to collect debt not owed25 (%)
Threatened to contact someone or share information improperly10 (%)
Written notification about debt8 (%)
Most common issue: Took or threatened to take negative or legal action — Threatened or suggested your credit would be damaged
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 28 |
| Communication tactics | Frequent or repeated calls | 17 |
| False statements or representation | Attempted to collect wrong amount | 14 |
| Attempts to collect debt not owed | Debt is not yours | 14 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 12 |
| Attempts to collect debt not owed | Debt was result of identity theft | 11 |
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 10 |
| Written notification about debt | Didn't receive enough information to verify debt | 8 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 7 |
| Took or threatened to take negative or legal action | Threatened to arrest you or take you to jail if you do not pay | 6 |
Where do complaints against 2288984 Ontario Inc. come from?
The states where consumers have filed the most CFPB complaints against 2288984 Ontario Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against 2288984 Ontario Inc.
Across 27 states with at least one filing
- Texas
Texas
42 complaints
- Ohio
Ohio
23 complaints
- Florida
Florida
22 complaints
- Arizona 14
Arizona
14 complaints
- Michigan 6
Michigan
6 complaints
- Maryland 5
Maryland
5 complaints
- Tennessee 5
Tennessee
5 complaints
- Arkansas 5
Arkansas
5 complaints
Frequently Asked Questions
What is the most common complaint against 2288984 Ontario Inc.? ▼
The most common issue consumers report about 2288984 Ontario Inc. is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 166 complaints filed with the CFPB.
Are complaints against 2288984 Ontario Inc. increasing or decreasing? ▼
Complaints against 2288984 Ontario Inc. are rising. The company received 58 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is 2288984 Ontario Inc.'s reputation grade? ▼
2288984 Ontario Inc. has a reputation grade of C (score: 62.2/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does 2288984 Ontario Inc. respond to consumer complaints? ▼
2288984 Ontario Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 9% of cases.
In how many states does 2288984 Ontario Inc. operate? ▼
2288984 Ontario Inc. has received CFPB complaints from consumers in 27 states, with the most complaints from Texas (42 complaints).
What can I do if 2288984 Ontario Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If 2288984 Ontario Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |