What is the most common complaint against Wheels of Chicago, Inc.?

The most common issue consumers report about Wheels of Chicago, Inc. is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 2 complaints filed with the CFPB.

Are complaints against Wheels of Chicago, Inc. increasing or decreasing?

Complaints against Wheels of Chicago, Inc. are rising. The company received 2 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Wheels of Chicago, Inc.'s reputation grade?

Wheels of Chicago, Inc. has a reputation grade of A (score: 75.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Wheels of Chicago, Inc. respond to consumer complaints?

Wheels of Chicago, Inc. has a 100% timely response rate to CFPB complaints.

In how many states does Wheels of Chicago, Inc. operate?

Wheels of Chicago, Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from Illinois (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Wheels of Chicago, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade A.

Compiled by PlainCollector

Took or threatened to take negative or legal action

2

Data updated September 2026

CFPB complaint disposition

CCDB record wheels-of-chicago-inc Wheels of Chicago, Inc.

Grade A · 2 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #4402 · compose #846

VOL 2
GRADE A
12MO 2
STATES 1
TIMELY 100%
ISSUE Took or threatened to take…
RANK #4,402
COMPOSE #846

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Wheels of Chicago, Inc.'s 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Wheels of Chicago, Inc.'s CFPB filings land in Illinois

High volume does not equal a clean composite: Wheels of Chicago, Inc. is volume #4,402 but composite #846, while Illinois dominates the geography. Corpus placement method.

Dominant state: Illinois 100.0%; 2 of 2 filings · 1 states touched
Spike month: 2021-09 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,402 volume; #846 composite; Cleanest-composite ladder is 3,556 places better than volume

How does Wheels of Chicago, Inc. compare to its peers?

How does Wheels of Chicago, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Wheels of Chicago, Inc… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-09 2021-09

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	2

Where do complaints against Wheels of Chicago, Inc. come from?

Wheels of Chicago, Inc.'s own per-state count, not a national baseline.

Illinois

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Wheels of Chicago, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Wheels of Chicago, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.