This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 1 complaints

Walentine O’Toole, LLP — Debt Collector Complaint Profile

CFPB complaint profile across 1 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Walentine O’Toole, LLP

complaints
Source CFPB Consumer Complaint Database
F

Grade F · 45.4/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

What do CFPB complaints reveal about Walentine O’Toole, LLP?

Walentine O’Toole, LLP has accumulated 1 total CFPB complaints across 1 states, with 0 filed in the most recent 12 months against 1 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Threatened to contact someone or share information improperly", narrowing to "Contacted you after you asked them to stop", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 0% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 1 states, led by Nebraska with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 45.4/100 places Walentine O’Toole, LLP in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

1

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Falling ↓

States active

1

Distinct state filings

Timely response rate

0%

Within CFPB SLA window

Reputation grade

F

45.4/100 composite

Response-quality profile

How Walentine O’Toole, LLP performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 0.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 1.8%

Share of US states + territories with at least one filed complaint against this collector.

How does Walentine O’Toole, LLP compare to its peers?

How does Walentine O’Toole, LLP compare? Versus a peer and the national average across 60+ high-volume collectors
Walentine O’Toole, LLP National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
0%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2024-12 2024-12

Top Consumer Issues

Threatened to contact someone or share information improperly1 (%)

Most common issue: Threatened to contact someone or share information improperly — Contacted you after you asked them to stop

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Threatened to contact someone or share information improperly Contacted you after you asked them to stop 1

Where do complaints against Walentine O’Toole, LLP come from?

The states where consumers have filed the most CFPB complaints against Walentine O’Toole, LLP. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Walentine O’Toole, LLP

Across 1 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Walentine O’Toole, LLP?

The most common issue consumers report about Walentine O’Toole, LLP is "Threatened to contact someone or share information improperly", specifically "Contacted you after you asked them to stop". This is based on 1 complaints filed with the CFPB.

Are complaints against Walentine O’Toole, LLP increasing or decreasing?

Complaints against Walentine O’Toole, LLP are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Walentine O’Toole, LLP's reputation grade?

Walentine O’Toole, LLP has a reputation grade of F (score: 45.4/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.

Does Walentine O’Toole, LLP respond to consumer complaints?

Walentine O’Toole, LLP has a 0% timely response rate to CFPB complaints.

In how many states does Walentine O’Toole, LLP operate?

Walentine O’Toole, LLP has received CFPB complaints from consumers in 1 states, with the most complaints from Nebraska (1 complaints).

What can I do if Walentine O’Toole, LLP is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Walentine O’Toole, LLP violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial