Total CFPB complaints
2
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 2 complaints
Validify, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 1 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Validify, LLC
- Confusing or misleading advertising or marketing
Confusing or misleading advertising or marketing
1 complaints
- Didn't provide services promised
Didn't provide services promised
1 complaints
F
Grade F · 43.4/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Validify, LLC?
Validify, LLC has accumulated 2 total CFPB complaints across 1 states, with 0 filed in the most recent 12 months against 2 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Confusing or misleading advertising or marketing", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 0% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 1 states, led by California with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 43.4/100 places Validify, LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Falling ↓
States active
1
Distinct state filings
Timely response rate
0%
Within CFPB SLA window
Reputation grade
F
43.4/100 composite
Response-quality profile
How Validify, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 0.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 1.8%
Share of US states + territories with at least one filed complaint against this collector.
How does Validify, LLC compare to its peers?
Validify, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-12 2024-12
Top Consumer Issues
Confusing or misleading advertising or marketing1 (%)
Didn't provide services promised1 (%)
Most common issue: Confusing or misleading advertising or marketing
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Confusing or misleading advertising or marketing | — | 1 |
| Didn't provide services promised | — | 1 |
Where do complaints against Validify, LLC come from?
The states where consumers have filed the most CFPB complaints against Validify, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Validify, LLC
Across 1 states with at least one filing
- California
California
2 complaints
Frequently Asked Questions
What is the most common complaint against Validify, LLC? ▼
The most common issue consumers report about Validify, LLC is "Confusing or misleading advertising or marketing". This is based on 2 complaints filed with the CFPB.
Are complaints against Validify, LLC increasing or decreasing? ▼
Complaints against Validify, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.
What is Validify, LLC's reputation grade? ▼
Validify, LLC has a reputation grade of F (score: 43.4/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Validify, LLC respond to consumer complaints? ▼
Validify, LLC has a 0% timely response rate to CFPB complaints.
In how many states does Validify, LLC operate? ▼
Validify, LLC has received CFPB complaints from consumers in 1 states, with the most complaints from California (2 complaints).
What can I do if Validify, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Validify, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |