What is the most common complaint against Cash Time Title Loans, Inc.?

The most common issue consumers report about Cash Time Title Loans, Inc. is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 33 complaints filed with the CFPB.

Are complaints against Cash Time Title Loans, Inc. increasing or decreasing?

Complaints against Cash Time Title Loans, Inc. are rising. The company received 25 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Cash Time Title Loans, Inc.'s reputation grade?

Cash Time Title Loans, Inc. has a reputation grade of D (score: 55.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Cash Time Title Loans, Inc. respond to consumer complaints?

Cash Time Title Loans, Inc. has a 77% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.

In how many states does Cash Time Title Loans, Inc. operate?

Cash Time Title Loans, Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from Arizona (33 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Cash Time Title Loans, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade D.

Compiled by PlainCollector

Took or threatened to take negative or legal action

20
Attempts to collect debt not owed

7
Communication tactics

3
Improper contact or sharing of info

2
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record cash-time-title-loans-inc Cash Time Title Loans, Inc.

Grade D · 33 CFPB filings · 77% timely · lead issue: Took or threatened to take negative or legal action · vol #1463 · compose #3335

VOL 33
GRADE D
12MO 25
STATES 1
TIMELY 77%
DISPUTE 20%
ISSUE Took or threatened to take…
RANK #1,463
COMPOSE #3,335

Volume peers

Nearest volume peer: Account Recovery Services, Inc. (33 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Cash Time Title Loans, Inc.'s 33 CFPB complaints sit next to Account Recovery Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Cash Time Title Loans, Inc.'s CFPB filings land in Arizona

High volume does not equal a clean composite: Cash Time Title Loans, Inc. is volume #1,463 but composite #3,335, while Arizona dominates the geography. Corpus placement method.

Dominant state: Arizona 100.0%; 33 of 33 filings · 1 states touched
Even monthly load: Peak under 8%; Highest month 2021-10 at 7.7% (2 filings)
Divergent corpus ranks: #1,463 volume; #3,335 composite; Cleanest-composite ladder is 1,872 places worse than volume

How does Cash Time Title Loans, Inc. compare to its peers?

How does Cash Time Title Loans, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Cash Time Title Loans,… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

77%

78%

91%

Consumer-dispute ratelower is better

20%

33%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-04 2026-01

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	20
Attempts to collect debt not owed	7
Communication tactics	3
Improper contact or sharing of info	2
False statements or representation	1

Where do complaints against Cash Time Title Loans, Inc. come from?

Cash Time Title Loans, Inc.'s own per-state count, not a national baseline.

Arizona

33

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Cash Time Title Loans, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 33.

4 peers

Know your rights before responding to Cash Time Title Loans, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.