What is the most common complaint against Trinity Hope Associates?

The most common issue consumers report about Trinity Hope Associates is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 48 complaints filed with the CFPB.

Are complaints against Trinity Hope Associates increasing or decreasing?

Complaints against Trinity Hope Associates are falling. The company received 5 complaints in the last 12 months, showing improvement over prior periods.

What is Trinity Hope Associates's reputation grade?

Trinity Hope Associates has a reputation grade of D (score: 50.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Trinity Hope Associates respond to consumer complaints?

Trinity Hope Associates has a 70% timely response rate to CFPB complaints. Consumers disputed the company's response in 18% of cases.

In how many states does Trinity Hope Associates operate?

Trinity Hope Associates has received CFPB complaints from consumers in 8 states, with the most complaints from North Carolina (32 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Trinity Hope Associates - Debt Collector Complaint Profile

CFPB complaint profile across 8 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

13
Took or threatened to take negative or legal action

12
Written notification about debt

7
False statements or representation

5
Cont'd attempts collect debt not owed

5
Communication tactics

4

Data updated September 2026

CFPB complaint disposition

CCDB record trinity-hope-associates Trinity Hope Associates

Grade D · 48 CFPB filings · 70% timely · lead issue: Attempts to collect debt not owed · vol #1231 · compose #4134

VOL 48
GRADE D
12MO 5
STATES 8
TIMELY 70%
DISPUTE 18%
ISSUE Attempts to collect debt n…
RANK #1,231
COMPOSE #4,134

Volume peers

Nearest volume peer: ABR Recovery Services LLC. (48 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Trinity Hope Associates's 48 CFPB complaints sit next to ABR Recovery Services LLC. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

66.7% of Trinity Hope Associates's CFPB filings land in North Carolina

High volume does not equal a clean composite: Trinity Hope Associates is volume #1,231 but composite #4,134, while North Carolina dominates the geography. Corpus placement method.

Dominant state: North Carolina 66.7%; 32 of 48 filings · 8 states touched
Seasonal peak: 2024-11 13.6%; 8–15% band · 6 filings
Divergent corpus ranks: #1,231 volume; #4,134 composite; Cleanest-composite ladder is 2,903 places worse than volume

How does Trinity Hope Associates compare to its peers?

How does TRINITY HOPE ASSOCIATES compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

TRINITY HOPE ASSOCIATE… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

70%

90%

91%

Consumer-dispute ratelower is better

18%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-04 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	13
Took or threatened to take negative or legal action	12
Written notification about debt	7
False statements or representation	5
Cont'd attempts collect debt not owed	5
Communication tactics	4
Disclosure verification of debt	2

Where do complaints against Trinity Hope Associates come from?

Trinity Hope Associates's own per-state count, not a national baseline.

North Carolina

32
Georgia

5
Florida

4
New York

2
Oregon

2
District of Columbia

1
Maryland

1
New Mexico

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Trinity Hope Associates: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 48.

4 peers

Know your rights before responding to Trinity Hope Associates: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.