This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 48 complaints

Trinity Hope Associates - Debt Collector Complaint Profile

CFPB complaint profile across 8 states, reputation grade D.

Complaints by issue type

What consumers report about Trinity Hope Associates

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record trinity-hope-associates Trinity Hope Associates

Grade D · 48 CFPB filings · 70% timely · lead issue: Attempts to collect debt not owed

  • VOL 48
  • GRADE D
  • 12MO 5
  • STATES 8
  • TIMELY 70%
  • DISPUTE 18%
  • ISSUE Attempts to collect debt n…
  • RANK #1,231
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: ABR Recovery Services LLC. (48 complaints)

ABR Recovery Services LLC.ABR Recovery Services LLC.48Asset Recovery Group, Inc.Asset Recovery Group, Inc.48California Accounts ServiceCalifornia Accounts Service48Chaplain Financial Services LLCChaplain Financial Services …48Trinity Hope Associates (this)Trinity Hope Associates (thi…48
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Trinity Hope Associates's 48 CFPB complaints sit next to ABR Recovery Services LLC. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 48 complaints break down

Every complaint issue type on record for Trinity Hope Associates, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
50.2/100
Trinity Hope Associates

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume D
48
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response B
70%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
18%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

66.7% of Trinity Hope Associates's CFPB filings land in North Carolina

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
North Carolina 66.7%
32 of 48 filings · 8 states touched
Seasonal peak
2024-11 13.6%
8–15% band · 6 filings
Corpus ranks
#1,231 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Trinity Hope Associates compare to its peers?

How does TRINITY HOPE ASSOCIATES compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
TRINITY HOPE ASSOCIATES National average
Complaints (last 12 mo)lower is better
5
25
268
Timely-response ratehigher is better
70%
90%
91%
Consumer-dispute ratelower is better
18%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Trinity Hope Associates a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 6 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 0%50%100%150% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Trinity Hope Associates vs. 5 similar-volume peers, by response speed and dispute rate Trinity Hope AssociatesProfessional Credit Analysts of MN, Inc.Legal Recovery Law Offices, IncLazarus Financial Group, Inc.(Closed)Global Portfolio Recovery, LLCFidelity National Financial, Inc
Source: CFPB Consumer Complaint Database

Trinity Hope Associates's complaint volume in context

Trinity Hope Associates vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

48 Top 23% higher than 77% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). This entry sits in this band. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Trinity Hope Associates 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2023-04 2026-02

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
13
Took or threatened to take negative or legal action
12
Written notification about debt
7
False statements or representation
5
Cont'd attempts collect debt not owed
5
Communication tactics
4
Disclosure verification of debt
2

Where do complaints against Trinity Hope Associates come from?

Trinity Hope Associates's own per-state count, not a national baseline.

Top states by complaints against Trinity Hope Associates

Across 8 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Trinity Hope Associates: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 48.

4 peers

Know your rights before responding to Trinity Hope Associates: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.