What is the most common complaint against Tebo Financial Services, Inc.?

The most common issue consumers report about Tebo Financial Services, Inc. is "Attempts to collect debt not owed", specifically "Debt is not mine". This is based on 14 complaints filed with the CFPB.

Are complaints against Tebo Financial Services, Inc. increasing or decreasing?

Complaints against Tebo Financial Services, Inc. are falling. The company received 2 complaints in the last 12 months, showing improvement over prior periods.

What is Tebo Financial Services, Inc.'s reputation grade?

Tebo Financial Services, Inc. has a reputation grade of C (score: 61.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Tebo Financial Services, Inc. respond to consumer complaints?

Tebo Financial Services, Inc. has a 93% timely response rate to CFPB complaints. Consumers disputed the company's response in 33% of cases.

In how many states does Tebo Financial Services, Inc. operate?

Tebo Financial Services, Inc. has received CFPB complaints from consumers in 4 states, with the most complaints from Ohio (6 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Tebo Financial Services, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

6
False statements or representation

3
Cont'd attempts collect debt not owed

3
Written notification about debt

1
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record tebo-financial-services-inc Tebo Financial Services, Inc.

Grade C · 14 CFPB filings · 93% timely · lead issue: Attempts to collect debt not owed · vol #2224 · compose #2212

VOL 14
GRADE C
12MO 2
STATES 4
TIMELY 93%
DISPUTE 33%
ISSUE Attempts to collect debt n…
RANK #2,224
COMPOSE #2,212

Volume peers

Nearest volume peer: 4 Star Resolution LLC (Closed) (14 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Tebo Financial Services, Inc.'s 14 CFPB complaints sit next to 4 Star Resolution LLC (Closed) on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

42.9% of Tebo Financial Services, Inc.'s CFPB filings land in Ohio

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Ohio 42.9%; 6 of 14 filings · 4 states touched
Spike month: 2014-06 15.4%; 4 filings that month · spiky (≥15% of series)
Corpus ranks: #2,224 volume; #2,212 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Tebo Financial Services, Inc. compare to its peers?

How does Tebo Financial Services, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Tebo Financial Service… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

93%

58%

91%

Consumer-dispute ratelower is better

33%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-11 2014-11

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	6
False statements or representation	3
Cont'd attempts collect debt not owed	3
Written notification about debt	1
Communication tactics	1

Where do complaints against Tebo Financial Services, Inc. come from?

Tebo Financial Services, Inc.'s own per-state count, not a national baseline.

Ohio

6
New York

4
Pennsylvania

3
Alabama

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Tebo Financial Services, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 14.

4 peers

Know your rights before responding to Tebo Financial Services, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.