What is the most common complaint against Tapper and Fratto, LLC?

The most common issue consumers report about Tapper and Fratto, LLC is "Written notification about debt", specifically "Seized or attempted to seize your property". This is based on 2 complaints filed with the CFPB.

Are complaints against Tapper and Fratto, LLC increasing or decreasing?

Complaints against Tapper and Fratto, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Tapper and Fratto, LLC's reputation grade?

Tapper and Fratto, LLC has a reputation grade of F (score: 38.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Tapper and Fratto, LLC respond to consumer complaints?

Tapper and Fratto, LLC has a 0% timely response rate to CFPB complaints.

In how many states does Tapper and Fratto, LLC operate?

Tapper and Fratto, LLC has received CFPB complaints from consumers in 1 states, with the most complaints from Maryland (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Tapper and Fratto, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade F.

Compiled by PlainCollector

Written notification about debt

1
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record tapper-and-fratto-llc Tapper and Fratto, LLC

Grade F · 2 CFPB filings · 0% timely · lead issue: Written notification about debt · vol #4360 · compose #4995

VOL 2
GRADE F
12MO 0
STATES 1
TIMELY 0%
ISSUE Written notification about…
RANK #4,360
COMPOSE #4,995

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Tapper and Fratto, LLC's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Tapper and Fratto, LLC's CFPB filings land in Maryland

High volume does not equal a clean composite: Tapper and Fratto, LLC is volume #4,360 but composite #4,995, while Maryland dominates the geography. Corpus placement method.

Dominant state: Maryland 100.0%; 2 of 2 filings · 1 states touched
Spike month: 2018-09 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,360 volume; #4,995 composite; Cleanest-composite ladder is 635 places worse than volume

How does Tapper and Fratto, LLC compare to its peers?

How does Tapper and Fratto, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Tapper and Fratto, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

50%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-09 2018-09

Issue Detail Breakdown

Issue	Complaints
Written notification about debt	1
Took or threatened to take negative or legal action	1

Where do complaints against Tapper and Fratto, LLC come from?

Tapper and Fratto, LLC's own per-state count, not a national baseline.

Maryland

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Tapper and Fratto, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Tapper and Fratto, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.