What is the most common complaint against Stream Innovations Inc.?

The most common issue consumers report about Stream Innovations Inc. is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 2 complaints filed with the CFPB.

Are complaints against Stream Innovations Inc. increasing or decreasing?

Complaints against Stream Innovations Inc. are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Stream Innovations Inc.'s reputation grade?

Stream Innovations Inc. has a reputation grade of A (score: 75.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Stream Innovations Inc. respond to consumer complaints?

Stream Innovations Inc. has a 100% timely response rate to CFPB complaints.

In how many states does Stream Innovations Inc. operate?

Stream Innovations Inc. has received CFPB complaints from consumers in 2 states, with the most complaints from New York (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Stream Innovations Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade A.

Compiled by PlainCollector

Took or threatened to take negative or legal action

1
Threatened to contact someone or share information improperly

1

Data updated September 2026

CFPB complaint disposition

CCDB record stream-innovations-inc Stream Innovations Inc.

Grade A · 2 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #4351 · compose #841

VOL 2
GRADE A
12MO 1
STATES 2
TIMELY 100%
ISSUE Took or threatened to take…
RANK #4,351
COMPOSE #841

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Stream Innovations Inc.'s 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Stream Innovations Inc.'s CFPB filings land in New York

High volume does not equal a clean composite: Stream Innovations Inc. is volume #4,351 but composite #841, while New York dominates the geography. Corpus placement method.

Dominant state: New York 50.0%; 1 of 2 filings · 2 states touched
Spike month: 2025-04 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,351 volume; #841 composite; Cleanest-composite ladder is 3,510 places better than volume

How does Stream Innovations Inc. compare to its peers?

How does Stream Innovations Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Stream Innovations Inc… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-04 2025-11

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	1
Threatened to contact someone or share information improperly	1

Where do complaints against Stream Innovations Inc. come from?

Stream Innovations Inc.'s own per-state count, not a national baseline.

New York

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Stream Innovations Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Stream Innovations Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.